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What is a SWIFT code?

A SWIFT code is an international bank code used by some banks when transferring money between different countries. It’s done via the SWIFT service. It’s sometimes known as a Bank Identifier Code (BIC) and this code identifies who the receiving bank is.

Sending money overseas? You may be asked for the recipient’s SWIFT code and/or IBAN (if applicable). Sending money to friends and family abroad can be done easily in online banking.

Receiving money from overseas? You won’t need our SWIFT code. Simply complete the inward transfers form to receive money to your Great Southern Bank account.

Can’t find our SWIFT code?

That’s because you don’t need a SWIFT code to receive money from overseas to your Great Southern Bank account. We provide an inward transfer service to receive funds directly into your account, instead of through the SWIFT service.

Why use our inward transfer service?

Inward transfers (also known as a telegraphic transfer) are, in most cases, treated as a local transaction. It’s a cheaper, faster alternative to a SWIFT service.

The benefits of using our inward transfer service include:

  • Your transaction is secure and overseen by international payment specialists.
  • There’s no fee charged by us or Convera [MC3] (our international payments partner) for receiving funds.
  • In most cases, the sender won’t be charged a fee either.
  • On average, transfers only take two to three business days.

Learn more about inward transfers and our partner Convera.

What if I am asked for a SWIFT code by the overseas bank?

The information provided to you in your payment instructions includes a SWIFT code, if required.

Who is Convera?

Convera is our partner for international payments and is one of the largest non-bank, international payments companies in the world.

When receiving money from overseas you’ll be redirected from Great Southern Bank’s website to the Convera website to complete your transfer details. Your information will be kept secure (see Convera’s privacy policy) and your transfer will be handled by foreign currency experts. Your money is in safe hands.

If you have any questions you can call us on 133 282.

What is an IBAN?

An International Bank Account Number (IBAN) is used in some countries to identify a customer’s bank account.

If you’re sending money from Australia to a country using IBAN, you’ll need to provide the recipient’s IBAN plus their bank’s SWIFT code.

An IBAN consists of a two-letter country code followed by two digits, and then up to 35 characters for the bank account number. Make sure you check these details closely.

Countries where an IBAN is mandatory:

Andorra, Austria, Bahrain, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Faeroe Islands, Finland, France, Georgia, Germany, Gibraltar, Great Britain, Greece, Greenland, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Jordan, Latvia, Lebanon, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Pakistan, Palestinian Territory, Poland, Portugal, Qatar, Romania, San Marino, Saudi Arabia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Tunisia, Turkey, United Arab Emirates.

Countries where using the IBAN is recommended:

Albania, Azerbaijan, Bosnia-Herzegovina, Brazil, Costa Rica, Dominican Republic, Guatemala, Israel, Kazakhstan, Kuwait, Mauritania, Mauritius, Serbia, Virgin Islands.

More information on sending money overseas.