Whether you’re planning your honeymoon, daydreaming about a European summer, or simply need a well-deserved break, an Unsecured Fixed Personal Loan for travel can help you make it happen.
A personal loan for travel gives you the funds to book and pay for individual travel expenses or your whole holiday in one go. If you’ve got your eye on a flight or special travel deal, but don’t quite have the cash, a travel loan can stop you from missing out.
If approved, you get the funds to pay for your holiday then you start paying off your loan in easy-to-manage repayments. Plus, there’s no monthly account fee or charges for making extra repayments, freeing up your spare cash to spend on your travels.
Designed with clever features to make paying off your loan easier, all our loans come with:
A travel loan can give you the funds for all or part of your holiday.
Our customers have used a travel loan for:
In need of something else? If it's not on the list, don't worry, you can still apply. We're also on live chat if you have any questions.
Estimate your repayments and apply today.
Putting off your honeymoon while you scrimp and save? A travel loan allows you to take the honeymoon you’ve been dreaming of at a time that suits you. Then pay it off in small manageable repayments.
Using a credit card means you're restricted to one payment method. With a travel loan, you get a lump sum to access and spend however you please. Plus, you'll avoid cash advance and annual fees.
Taking a holiday soon but haven’t quite reached your savings goal? Our travel loans can top up your travel fund and help you spread out the cost of your trip over the life of your loan.
Get a refund on international card transaction & overseas ATM fees* when using your Great Southern Bank Debit card.
Pay it off your way.
From personalised interest rates to no monthly account fees, you’ll be saving smarter, not harder.
That means no shareholders. Our profits go back into new products and clever ways to help you manage your money.
What is a comparison rate?
A comparison rate will help you identify the true cost of the loan, which includes the interest rate plus all the relevant fees and charges for a loan.FAQs
Have a question about our travel loans? Browse the answers to our travel loan frequently asked questions here or call us on 133 282. We’re here to help.
A personalised interest rate is an interest rate based on an assessment of your credit score. If you have an excellent credit score and a good history of repaying loans, credit cards and other bills, you’ll likely be offered a lower interest rate.
When you apply for a personal loan your individual situation and your credit score will be considered when calculating your personalised interest rate.
Learn more with our guide to understanding our personal loan interest rates.
Yes. To apply for a joint travel loan both parties will need to be present and provide their ID plus details of their income, expenses and any existing loans.
Our personal loans range from $5,000 to $75,000 so you can apply for a loan to fund your entire holiday, or part of it, such as paying for a flight, tour or accommodation somewhere special. Loans are unsecured, so you don’t have to worry about tying your loan to an asset.
Your travel loan will be paid to you in one lump sum, directly into your Great Southern Bank Account. So, you can easily access your money and start organising your holiday straight away.
If you don't have a Great Southern Bank Account don't worry, we'll open one for you once your loan is approved.
Your travel loan will be paid to you in one lump sum, directly into your Great Southern Bank Account. So, you can easily access your money and start organising your holiday straight away.
If you don't have a Great Southern Bank Account don't worry, we'll open one for you once your loan is approved.
Yes. Your loan contract will be set up for monthly repayments initially, but if you prefer to pay in weekly or fortnightly installments simply call us on 133 282 or drop into a branch and we can arrange this for you.
Yes. At Great Southern Bank you can pay off your travel loan before the end of your loan term without incurring extra fees, charges, or penalties.
The calculations provided are estimates only and are based upon the information entered by the user. The calculations do not include upfront or continuing credit fees and charges and do not constitute a loan application or variation to an existing facility, loan offer or loan approval.
A secured loan is 'secured' against the asset you are borrowing for, such as a car. If you are unable to repay the loan, the lender can sell the asset to cover the costs of the loan.
An unsecured personal loan is a loan that does not require an asset as security. Your income and ability to repay the loan is still assessed, however you don't need an asset to secure the loan.
Your credit score is a number used by lenders to assess how likely you are to repay a loan. Your score is based on the information in your credit report, including:
Learn more with our guide to Understanding our personal loan interest rates.
An ideal loan for many purposes, such as debt consolidation, home improvements, new or used cars and motorbikes of any age, boats, caravan and more.
For buying or refinancing a new or used car or motorbike up to seven years old.
For buying or refinancing an electric or hybrid car up to seven years old.
For eligible green purchases, including solar panels, battery packs, solar hot water systems and hot water heat pump systems.
Loans are issued by Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply.
Rates current as at 29 November 2023 and subject to change.
Your loan contract will state the minimum monthly repayment amount. You can arrange with us to make repayments on a weekly or fortnightly basis.
1. Comparison rate examples are accurate for a personal loan amount of $30,000 secured loan over a term of 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
2. Comparison rate examples are accurate for a personal loan amount of $30,000 unsecured loan over a term of 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3. $3,000 minimum loan amount in branch, $5,000 minimum loan amount online. Available loan term is 1 to 7 years.
4. A $200 minimum withdrawal amount applies for redraws conducted in-branch. Redraw facility is available for Great Southern Bank Personal Loan products on offer from 6 June 2017.
5. You will need to hold a Great Southern Bank everyday account when the loan is funded.
* A fee rebate will be applied to your Everyday Edge Account on the first day of the next calendar month for all Great Southern Bank Visa Debit International Transaction Fees and Great Southern Bank Overseas ATM Cash Withdrawal Fees debited during the current calendar month if, prior to the last day of that calendar month: A. You receive deposits totalling $2,000 or more by electronic transfer (excluding telegraphic transfer) from a non-Great Southern Bank account into your Everyday Edge Account; and B. At least 5 Visa Debit card purchases have been processed from your Everyday Edge Account and are not in pending status (excludes ATM withdrawals, eftpos cash out, balance enquiries and Bank@Post transactions). International non-Great Southern Bank fees may apply. Excludes eftpos Debit Card international transaction fees.
*The rate you are offered is calculated based on your personal circumstances and credit history. A few different factors are considered, including:
Your personalised rate won’t be confirmed until you receive an offer from us (if approved) and is subject change before your loan settles.
Your application ID is in the confirmation email we sent from [email protected]. For help, call us on 133 282.
A redraw facility lets you make additional repayments (on top of your minimum loan repayments) into your personal loan account. In the event of an emergency, these extra funds can be quickly redrawn for free.
