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In need of a holiday?

Whether you’re planning your honeymoon, daydreaming about a European summer, or simply need a well-deserved break, an Unsecured Fixed Personal Loan for travel can help you make it happen.

What is a travel loan?

A personal loan for travel gives you the funds to book and pay for individual travel expenses or your whole holiday in one go. If you’ve got your eye on a flight or special travel deal, but don’t quite have the cash, a travel loan can stop you from missing out.

If approved, you get the funds to pay for your holiday then you start paying off your loan in easy-to-manage repayments. Plus, there’s no monthly account fee or charges for making extra repayments, freeing up your spare cash to spend on your travels.

Travel loans from Great Southern Bank

Designed with clever features to make paying off your loan easier, all our loans come with:

  • A personalised interest rate.
  • $0 monthly account fee.
  • Fee-free extra repayments.
  • No penalties for early payout.
  • Free redraw – in case you need your additional repayments.3

    What can a travel loan be used for?

    A travel loan can give you the funds for all or part of your holiday.

    Our customers have used a travel loan for:

    • Honeymoons
    • International and round-the-world trips
    • Domestic travel and adventure holidays
    • Family holidays
    • Flights
    • Tours
    • Cruises
    • Accommodation
    • Package holidays
    • Travel gear and accessories
    • Travel insurance or extra spending money for peace-of-mind.

    In need of something else? If it's not on the list, don't worry, you can still apply. We're also on live chat if you have any questions.

    Travel loan calculator

    Estimate your repayments and apply today.

    Benefits of a Great Southern Bank travel loan
    Take your honeymoon now, not later

    Putting off your honeymoon while you scrimp and save? A travel loan allows you to take the honeymoon you’ve been dreaming of at a time that suits you. Then pay it off in small manageable repayments.

    More flexible than a credit card

    Using a credit card means you're restricted to one payment method. With a travel loan, you get a lump sum to access and spend however you please. Plus, you'll avoid cash advance and annual fees.

    Top up your travel fund

    Taking a holiday soon but haven’t quite reached your savings goal? Our travel loans can top up your travel fund and help you spread out the cost of your trip over the life of your loan.

    Save money while you travel

    Everyday Edge Account + Debit card

    Get a refund on international card transaction & overseas ATM fees^ when using your Great Southern Bank Debit car.

    Travel loan eligibility checklist

      You must be
    • At least 18 years of age
    • A permanent resident of Australia
    • Receive a regular income
    • Have not been bankrupt or insolvent in the last five years

    • You’ll need
    • An email address and contact number
    • Existing Great Southern Bank customer number (if you're already a customer)
    • Australian driver's licence, Medicare or passport details
    • Employment and income details
    • Details of any existing loans and expenses
      How to apply for a travel loan
      1. Apply online
      It should take 10 minutes. You will need proof of ID and your current financial information.
      2. Approvals
      If approved, you will receive your loan contract to accept online.

      3. Access your money
      Your loan is paid into your Great Southern Bank account.4 You can also view repayment details online and on our mobile banking app.
      WHY CHOOSE US
      We've been putting customers first for more than 75 years.
      Flexible loan options

      Pay it off your way.

      Clever features to help you save money

      From personalised interest rates to no monthly account fees, you’ll be saving smarter, not harder.

      We’re customer owned

      That means no shareholders. Our profits go back into new products and clever ways to help you manage your money.

      Travel loan rates*

      MULTIPURPOSE
      Unsecured Fixed Personal Loan
      Loans from $5,000 to $75,000
      Interest rate from
      7.49
      %
      p.a.
      to
      19.99
      %
      p.a.
      Comparison rate from2
      7.74
      %
      p.a.
      to
      20.27
      %
      p.a.
      Used for

      What is a comparison rate?

      A comparison rate will help you identify the true cost of the loan, which includes the interest rate plus all the relevant fees and charges for a loan.

      FAQs

      Travel Loan FAQs

      Have a question about our travel loans? Browse the answers to our travel loan frequently asked questions here or call us on 133 282. We’re here to help.

      What is a personalised interest rate?

      A personalised interest rate is an interest rate based on an assessment of your credit score. If you have an excellent credit score and a good history of repaying loans, credit cards and other bills, you’ll likely be offered a lower interest rate.

      When you apply for a personal loan, your individual situation and credit score will be considered when calculating your personalised interest rate.

      Can we apply for a joint travel loan?

      Yes. To apply for a joint travel loan both parties will need to be present and provide their ID plus details of their income, expenses and any existing loans.

      How much can I borrow for a travel loan?

      Our personal loans range from $5,000 to $75,000 so you can apply for a loan to fund your entire holiday, or part of it, such as paying for a flight, tour or accommodation somewhere special. Loans are unsecured, so you don’t have to worry about tying your loan to an asset.

      How do I receive the funds from my travel loan?

      Your travel loan will be paid to you in one lump sum, directly into your Great Southern Bank Account. So, you can easily access your money and start organising your holiday straight away.

      If you don't have a Great Southern Bank Account don't worry, we'll open one for you once your loan is approved.

      When do I start paying off my travel loan?

      Your travel loan will be paid to you in one lump sum, directly into your Great Southern Bank Account. So, you can easily access your money and start organising your holiday straight away.

      If you don't have a Great Southern Bank Account don't worry, we'll open one for you once your loan is approved.

      Can I make repayments on a weekly or fortnightly basis?

      Yes. Your loan contract will be set up for monthly repayments initially, but if you prefer to pay in weekly or fortnightly installments simply call us on 133 282 or drop into a branch and we can arrange this for you.

      Can I make additional repayments?

      Yes. At Great Southern Bank you can pay off your travel loan before the end of your loan term without incurring extra fees, charges, or penalties.

      CALCULATOR

      Calculate your holiday loan repayments

      An ideal loan for a range of purposes. Learn about personal loan types
      Available for new or used cars and motorbikes up to seven years old. Learn about personal loan types
      Available for electric and hybrid cars up to seven years old. Learn about personal loan types
      Available for eligible green purchases. Learn about personal loan types
      Must be between $5,000 and $100,000.
      Loan term (years)
      Repayment frequency
      Estimate your credit rating
      Tell us what you think your credit rating may be and we can estimate your interest rate. What’s a credit score?
      Estimated
      repayments
      $45
      week
      Estimated repayments
      $45
      week
      Interest rate for good credit
      X.XX
      p.a.
      Comparison rate2
      X.XX
      p.a.
      This estimate is based on information you've provided. Your interest rate and repayments will be confirmed on assessment.
      Apply now
      Apply in 10 minutes
      Your total repayments will be $XX,XXX. Your total interest will be $X,XXX.

      The calculations provided are estimates only and are based upon the information entered by the user. The calculations do not include upfront or continuing credit fees and charges and do not constitute a loan application or variation to an existing facility, loan offer or loan approval.

      Your contracted personal loan repayments will be set to a monthly frequency, meaning you will need to meet the agreed repayment amount by the due date stated on your loan contract each month. To meet this minimum monthly amount, you can however make repayments weekly or fortnightly.

      Ready to apply?
      Jet off with a travel loan today.
      Apply now

      Learn more about personal loans

      Handy tips to help you find the loan that’s right for you
      Choosing between a credit card or personal loan

      Would a personal loan or credit card be a better option? Discover the difference between these two ways of gaining access to money and choose the right one for you.

      Read more
      Family holiday travel tips

      Whether it's a relaxing tropical getaway or an adventure-packed skiing trip, family holidays are all about creating great memories.

      Read more
      Get in touch
      We're here to help.
      Call 133 282

      Mon - Fri: 8:00am - 7:00pm (AEST)
      Sat: 8:00am - 4:00pm (AEST)

      Find a branch
      Speak to one of our friendly staff at a branch near you.
      Connect online
      Chat to us or browse help topics and FAQs.
      Important Information

      Loans are issued by Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply.

      Rates current as at 8 May 2024 and subject to change.

      Your loan contract will state the minimum monthly repayment amount. You can arrange with us to make repayments on a weekly or fortnightly basis.

      1. Comparison rate examples are accurate for a personal loan amount of $30,000 secured loan over a term of 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

      2. Comparison rate examples are accurate for a personal loan amount of $30,000 unsecured loan over a term of 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

      3. A $200 minimum withdrawal amount applies for redraws conducted in-branch. Redraw facility is available for Great Southern Bank  Personal Loan products on offer from 6 June 2017.

      4. You will need to hold a Great Southern Bank everyday account when the loan is funded.

      ^ A fee rebate will be applied to your Everyday Edge Account on the first day of the next calendar month for all Great Southern Bank Visa Debit International Transaction Fees and Great Southern Bank Overseas ATM Cash Withdrawal Fees debited during the current calendar month if, prior to the last day of that calendar month: A. You receive deposits totalling $2,000 or more by electronic transfer (excluding telegraphic transfer) from a non-Great Southern Bank account into your Everyday Edge Account; and B. At least 5 Visa Debit card purchases have been processed from your Everyday Edge Account and are not in pending status (excludes ATM withdrawals, eftpos cash out, balance enquiries and Bank@Post transactions). International non-Great Southern Bank fees may apply. Excludes eftpos Debit Card international transaction fees.

      *The rate you are offered is calculated based on your personal circumstances and credit history. A few different factors are considered, including:

      • Your credit score.
      • Information provided in your application.
      • Existing loans.
      • The loan amount and your perceived ability to repay the loan.

      Your personalised rate won’t be confirmed until you receive an offer from us (if approved) and is subject change before your loan settles.