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Features & benefits

Our Home Saver Account rewards you with bonus interest on your savings, so you can reach your goal of buying a home faster. Simply deposit a total of $2,000 or more into your Everyday Edge Account and make five or more Visa Debit card purchases from your Everyday Edge Account each month and you’ll earn 0.95% p.a.* interest on your Home Saver Account balance – even if you make withdrawals.
$0 monthly account keeping fees
Your money's yours to save or spend how you like, so we won’t hit you with monthly fees.
Access your money – keep your interest
Dip into your Home Saver Account whenever you need to without losing your bonus interest.
Earn bonus interest on your Home Saver Account
Earn 0.95% p.a.* on your savings when you receive deposits totaling $2,000 or more by electronic transfer into your Everyday Edge Account and make five or more Visa debit card purchases from your Everyday Edge Account each month. There’s no need to make monthly deposits to your Home Saver Account to qualify for bonus interest!
Manage your money all in one place
Having all your everyday banking and savings accounts in one place makes managing your finances at a glance easy via mobile and online banking.
Never miss out on your bonus interest
Check your progress and always know when you’re getting your bonus interest - with a little help from our Bonus Interest Tracker.
Clever ways to save
The Vault

Avoid the temptation to dip into your saving by hiding you account in The Vault.

Find out more

The Boost

Save every time you spend with this smart tool.

Find out more


Always know what's happening with your accounts.

Find out more

Ready to apply online today?
You can open an account online with us in less than five minutes.
The process
1. Ensure you’re eligible to apply
There are a few eligibility requirements you should be aware of before applying for a Great Southern Bank Home Saver Account.
2. Apply online
It should take about five minutes. You’ll need proof of ID.
3. Switch your salary
Arrange for a total of $2,000 or more to be deposited each month from a non-Great Southern Bank account into your Everyday Edge Account .*
4. Watch your savings grow!
Set aside your savings in your Great Southern Bank Home Saver Account and earn bonus interest.*
  • Must be at least 18 years of age
  • Must be a permanent resident of Australia
  • Must have a Great Southern Bank Everyday Edge Account if you want to qualify for bonus interest
What you need to apply online
  • An email address and a contact number
  • Existing Great Southern Bank customer number (if you already bank with us)
  • Australian Driver Licence, Medicare card, or passport details
You might also be interested in
Everyday Edge Account
An everyday account for everyone aged 18+ (required for Home Saver bonus interest).
Get in touch
We're here to help.
Call 133 282

Mon - Fri: 8:00am - 8:00pm (AEDT)
Sat: 8:00am - 4:00pm (AEDT)

Find a branch
Speak to one of our friendly staff at a branch near you.
Connect online
Chat to us or browse help topics and FAQs.
Important Information

Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL 238317. Conditions, fees and charges apply.

This is general information and does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information, including the Terms and Conditions (T&Cs) booklet, before acting on it. The Financial Claims Scheme may apply to this product; refer to the T&Cs for more information.

* Rates current as at 17 December 2021. Rates and bonus interest criteria are subject to change.

Interest is calculated daily and paid monthly. The base rate of interest is payable on the whole balance held in your Home Saver Account. Bonus interest is applied on top of the base rate on balances up to $100,000 in a calendar month if, prior to the last day of that calendar month:
A. You receive deposits totalling $2,000 or more by electronic transfer (excluding telegraphic transfer) from a non-Great Southern Bank account into your Everyday Edge Account/s; and
B. At least 5 Visa Debit card purchases have been processed from your Everyday Edge Account/s and are not in pending status (excludes ATM withdrawals, EFTPOS cash out, balance enquiries and Bank@Post transactions).
Only deposits and purchases performed on Everyday Edge accounts are eligible to meet the bonus interest criteria for Home Saver.

To view the Target Market Determination for this product, please click here.