Check your eligibility then download our Business app from the Apple App Store or Google Play
Use the app to create your business profile.
Apply in minutes and verify your business, personal and financial information.
Check your business eligibility
- Be registered for GST and have at least $75,000 in turnover
- Have at least one year trading history
- If your business is a company, all directors must provide a guarantee
- a partnership
- a trust
- a company that isn’t owned by real people
- a tax resident in any country other than Australia
Your Business+ Unsecured Overdraft is linked to your Business+ Account.
You access your overdraft funds the same way you access your own eg. With your Debit Mastercard, in-app transfers, direct debits, BPAY®, etc.
If you overdraw your Business+ Account, don’t worry, your Business+ Unsecured Overdraft covers you (up to your approved limit) until you get your balance back in the black. You only pay interest on what you have used.
Great Southern Bank is the trading name of Credit Union Australia Limited. You may have previously known us as CUA.
For over 75 years we’ve helped our customers manage their money. We do this by providing clever products and smart tools that help you reach your financial goals sooner. Plus, being customer-owned means that our profits go back into our products and services, not shareholders.
We love helping people reach their financial goals and we can’t wait to help you reach yours, whatever they may be. Download our Business app to get started.
No. Our Business app is designed to be 100% digital.
For help with anything to do with the Business app, use the in-app Chat. You’ll be helped by one of our team (yep, an actual person).
- 100% app-based banking for busy business owners
- Open accounts and loans entirely online in minutes
- In-app support (from real people)
Reach your goals with our high-interest, no fee savings account.
A business management account for sole traders and small businesses.
The simple way to fund your business's big plans.
Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL 238317. Conditions, fees and charges apply. Information on Business+ accounts is general information and does not consider your objectives, financial situation or needs. Consider the appropriateness of the information, including the Business Banking Terms & Conditions (T&Cs) booklet and the Business Finance Terms and Conditions, before acting on it.
The product is only available to approved applicants for business purposes. Lending criteria, limits, conditions, and fees apply. Applications are subject to credit approval.
A Business+ Unsecured Overdraft is a revolving facility subject to annual review.
Business+ Unsecured Overdraft rates range from 14.95% p.a. to 25.95% p.a.
- You must be aged 18 or over
- You must be an Australian resident
- You must be a sole trader or company owned by real people
- ABN/TFN for your organisation
- An email and a mobile number
- One form of ID such as your driver's licence, passport, or Medicare card
- Business app installed on your mobile device
- 100% app-based banking for busy business owners
- Open accounts and loans entirely online in minutes
- In-app support (from real people)