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Walk down the aisle in style

From the rings to the dress, and delicious food to feed your guests, a personal loan can fund the things that make your wedding day special.

You can apply online at any time before your wedding day. Then pay it off with an easy to manage repayment schedule. Leaving you to focus on the most exciting part – planning your wedding!

What is a wedding loan?

A wedding loan is simply a personal loan that’s used to pay for a wedding.

Many of our customers use their personal loan to secure the things that need to be paid for well in advance (such as the venue). Taking the stress out of paying for the wedding and allowing them to create a unique and memorable wedding day.

Wedding loans from Great Southern Bank

Designed to help you pay your loan off sooner, our loans come with:

  • Competitive low interest rates.
  • $0 monthly account fee.
  • Fee-free extra repayments.
  • No penalties for early payout.
  • Free redraw – in case you need your additional repayments.5
  • Get your loan funded on the day you apply.6See how it works
    How much can I borrow for a wedding loan?

    Our personal loans range from $5,000 to $75,000 so you can apply for a loan to fund your entire wedding, or a few special details. Loans are unsecured so you don’t have to worry about tying your loan to an asset.

    What can I use my wedding loan for?

    You can use your wedding loan for any expenses related to your wedding.

    Our customers have used a wedding loan for:

    • Wedding rings
    • Celebrant
    • Catering and open bars
    • Photographer and videographer
    • Wedding flowers
    • Wedding dresses
    • Wedding cars and other transport
    • Destination weddings
    • Bands, DJs and other wedding entertainment

    In need of something else? If what you're looking for is not on the list don't worry, you can still apply. We're also on live chat if you have any questions.

    Wedding loan calculator

    Estimate your repayments and find your loan today.

    Who can apply for a wedding loan?

      You must be

    • At least 18 years of age
    • A permanent resident of Australia
    • Receive a regular income
    • Have not been bankrupt or insolvent in the last five years
    • You’ll need

    • An email address and contact number
    • Existing Great Southern Bank customer number (if you're already a customer)
    • Australian driver's licence, Medicare or passport details
    • Employment and income details
    • Details of any existing loans and expenses
      How to apply for a wedding loan
      1. Apply online
      It should take less than 20 minutes.
      2. Approvals
      If approved, you will receive your loan contract to accept online. Get your loan funded on the day you apply.6

      See how it works.

      3. Access your money
      Your loan is paid into your Great Southern Bank account.7 You can also view repayment details online and on our mobile banking app.
      We've been putting customers first for more than 75 years.
      Flexible loan options
      Pay it off your way.
      Clever features to help you save money

      From competitive interest rates to no monthly fees, you’ll be saving smarter, not harder.

      We’re customer owned

      That means no shareholders. Our profits go back into new products and clever ways to help you manage your money.

      Wedding finance rates
      Unsecured Fixed Personal Loan
      Loans from $5,000 to $65,000.3
      Interest rate
      Comparison rate 2
      Used for
      Unsecured Variable Personal Loan
      Loans from $5,000 to $75,000.4
      Interest rate
      Comparison rate 2
      Used for

      Get a detailed look into the features across all of our personal loans. Compare personal loans

      Wedding loans explained

      If you’re still deciding which loan is right for you, we’re here to help. Call us on 133 282 for a chat.

      What’s the difference between a fixed rate and a variable rate loan?

      The main difference is in the interest rate. With a fixed rate loan the interest rate stays the same throughout the loan term. You’ll have the same repayment amount each month and it’s great if you want repayment certainty and stability in your budget.

      An Unsecured Variable Personal Loan charges an interest rate that is subject to change. This means you could enjoy a lower rate, should the lending rates change. However, you could incur a higher interest rate if the lending rates increase.

      Can I make repayments on a weekly or fortnightly basis?

      Yes. Your loan contract will be set up for monthly repayments initially, but if you prefer to pay in weekly or fortnightly installments simply call us on 133 282 or drop into a branch and we can arrange this for you.


      Calculate your wedding loan repayments

      Ready to apply?
      Make your dream wedding a reality and get started today.
      Apply now

      Learn more about personal loans

      Handy tips to help you find the loan that's right for you.

      Three ways to save on your wedding

      Your wedding day can be one of the most joyous and memorable occasions. It could also become a huge debt that lasts almost as long as the memories.

      Read more

      How to plan a post-pandemic wedding

      Planning a wedding can be extra hard at the moment, so check out our handy tips on how to plan a post-pandemic wedding.

      Read more

      What’s the difference between the interest rate and comparison rate?

      Knowing the difference between the interest rate and comparison rate on a loan means making a fully informed decision is that bit easier.

      Read more
      Get in touch
      We're here to help.
      Call 133 282

      Mon - Fri: 8:00am - 7:00pm (AEST)
      Sat: 8:00am - 4:00pm (AEST)

      Find a branch
      Speak to one of our friendly staff at a branch near you.
      Connect online
      Chat to us or browse help topics and FAQs.
      Important Information

      Loans are issued by Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply.

      Rates current as at 11 August 2022 and subject to change.

      Your loan contract will state the minimum monthly repayment amount. You can arrange with us to make repayments on a weekly or fortnightly basis.

      1. Comparison rate accurate for $30,000 secured loan over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

      2. Comparison rate accurate for $30,000 unsecured loan over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

      3. $3,000 minimum loan amount in branch, $5,000 minimum loan amount online. Available loan term is 1 to 7 years.

      4. $3,000 minimum loan amount and $100,000 maximum loan amount available in branch. $5,000 minimum loan amount and $75,000 maximum loan amount available online. Available loan term is 1 to 7 years.

      5. A $200 minimum withdrawal amount applies for redraws conducted in-branch. Redraw facility is available for Great Southern Bank Personal Loan products on offer from 6 June 2017.

      6. It may be possible to have your loan approved and funded on the same day! To be eligible you must submit your application online before 11am AEST Monday to Friday (excluding public holidays), provide all required information and documents upfront, and accept the loan contract by 2pm. Payment of funds same day is unavailable if your application is referred for more detailed assessment. Subject to system availability. Time to receive funds may be affected by your bank’s clearance times. Lending criteria applies.

      7. You will need to hold a Great Southern Bank everyday account when the loan is funded.