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Walk down the aisle in style

From the rings to the dress, and delicious food to feed your guests, a personal loan can fund the things that make your wedding day special.

You can apply online at any time before your wedding day. Then pay it off with an easy to manage repayment schedule. Leaving you to focus on the most exciting part – planning your wedding!

What is a wedding loan?

A wedding loan is simply a personal loan that’s used to pay for a wedding.

Many of our customers use their personal loan to secure the things that need to be paid for well in advance (such as the venue). Taking the stress out of paying for the wedding and allowing them to create a unique and memorable wedding day.

Wedding loans from Great Southern Bank

Designed to help you pay your loan off easier, our loans come with:

  • Personalised interest rate.
  • $0 monthly account fee.
  • Fee-free extra repayments.
  • No penalties for early payout.
  • Free redraw – in case you need your additional repayments.3
    How much can I borrow for a wedding loan?

    Our personal loans range from $5,000 to $75,000 so you can apply for a loan to fund your entire wedding, or a few special details. Loans are unsecured so you don’t have to worry about tying your loan to an asset.

    What can I use my wedding loan for?

    You can use your wedding loan for any expenses related to your wedding.

    Our customers have used a wedding loan for:

    • Wedding rings
    • Celebrant
    • Catering and open bars
    • Photographer and videographer
    • Wedding flowers
    • Wedding dresses
    • Wedding cars and other transport
    • Destination weddings
    • Bands, DJs and other wedding entertainment

    In need of something else? If what you're looking for is not on the list don't worry, you can still apply. We're also on live chat if you have any questions.

    Wedding loan calculator

    Estimate your repayments and find your loan today.

    Who can apply for a wedding loan?

      You must be

    • At least 18 years of age
    • A permanent resident of Australia
    • Receive a regular income
    • Have not been bankrupt or insolvent in the last five years
    • You’ll need

    • An email address and contact number
    • Existing Great Southern Bank customer number (if you're already a customer)
    • Australian driver's licence, Medicare or passport details
    • Employment and income details
    • Details of any existing loans and expenses
      How to apply for a wedding loan
      1. Apply online
      It should take 10 minutes.
      You will need proof of ID and your current financial situation.
      2. Approvals
      If approved, you will receive your loan contract to accept online.
      3. Access your money
      Your loan is paid into your Great Southern Bank account.4 You can also view repayment details online and on our mobile banking app.
      We've been putting customers first for more than 75 years.
      Flexible loan options

      Pay it off your way.

      Clever features to help you save money

      From personalised interest rates to no monthly account fees, you’ll be saving smarter, not harder.

      We’re customer owned

      That means no shareholders. Our profits go back into new products and clever ways to help you manage your money.

      Wedding finance rates
      Unsecured Fixed Personal Loan
      Loans from $5,000 to $75,000
      Interest rate from
      Comparison rate from2
      Used for

      Wedding loans explained

      If you’re still deciding which loan is right for you, we’re here to help. Call us on 133 282 for a chat.

      What is a personalised interest rate?

      A personalised interest rate is an interest rate based on an assessment of your credit score. If you have an excellent credit score and a good history of repaying loans, credit cards and other bills, you’ll likely be offered a lower interest rate.

      When you apply for a personal loan, your individual situation and credit score will be considered when calculating your personalised interest rate.

      What is a comparison rate?

      A comparison rate is the interest rate, plus additional fees and charges you will be expected to pay over the loan term. As comparison rates indicate the true cost of a loan, they make it easier to decide which is best for you.

      Can I make repayments on a weekly or fortnightly basis?

      Yes. Your loan contract will be set up for monthly repayments initially, but if you prefer to pay in weekly or fortnightly installments simply call us on 133 282 or drop into a branch and we can arrange this for you.


      Calculate your wedding loan repayments

      An ideal loan for a range of purposes. Learn about personal loan types
      Available for new or used cars and motorbikes up to seven years old. Learn about personal loan types
      Available for electric and hybrid cars up to seven years old. Learn about personal loan types
      Available for eligible green purchases. Learn about personal loan types
      Must be between $5,000 and $100,000.
      Loan term (years)
      Repayment frequency
      Estimate your credit rating
      Tell us what you think your credit rating may be and we can estimate your interest rate. What’s a credit score?
      Estimated repayments
      Interest rate for good credit
      Comparison rate2
      This estimate is based on information you've provided. Your interest rate and repayments will be confirmed on assessment.
      Apply now
      Apply in 10 minutes
      Your total repayments will be $XX,XXX. Your total interest will be $X,XXX.

      The calculations provided are estimates only and are based upon the information entered by the user. The calculations do not include upfront or continuing credit fees and charges and do not constitute a loan application or variation to an existing facility, loan offer or loan approval.

      Your contracted personal loan repayments will be set to a monthly frequency, meaning you will need to meet the agreed repayment amount by the due date stated on your loan contract each month. To meet this minimum monthly amount, you can however make repayments weekly or fortnightly.

      Ready to apply?
      Make your dream wedding a reality and get started today.
      Apply now

      Learn more about personal loans

      Handy tips to help you find the loan that's right for you.
      Three ways to save on your wedding

      Your wedding day can be one of the most joyous and memorable occasions. It could also become a huge debt that lasts almost as long as the memories.

      Read more
      How to plan a post-pandemic wedding

      Planning a wedding can be extra hard at the moment, so check out our handy tips on how to plan a post-pandemic wedding.

      Read more
      What’s the difference between the interest rate and comparison rate?

      Knowing the difference between the interest rate and comparison rate on a loan means making a fully informed decision is that bit easier.

      Read more
      Get in touch
      We're here to help.
      Call 133 282

      Mon - Fri: 8:00am - 7:00pm (AEST)
      Sat: 8:00am - 4:00pm (AEST)

      Find a branch
      Speak to one of our friendly staff at a branch near you.
      Connect online
      Chat to us or browse help topics and FAQs.
      Important Information

      Loans are issued by Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply.

      Rates current as at 8 May 2024 and subject to change.

      Your loan contract will state the minimum monthly repayment amount. You can arrange with us to make repayments on a weekly or fortnightly basis.

      1. Comparison rate examples are accurate for a personal loan amount of $30,000 secured loan over a term of 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

      2. Comparison rate examples are accurate for a personal loan amount of $30,000 unsecured loan over a term of 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

      3. A $200 minimum withdrawal amount applies for redraws conducted in-branch. Redraw facility is available for Great Southern Bank Personal Loan products on offer from 6 June 2017.

      4. You will need to hold a Great Southern Bank everyday account when the loan is funded.

      *The rate you are offered is calculated based on your personal circumstances and credit history. A few different factors are considered, including:

      • Your credit score.
      • Information provided in your application.
      • Existing loans.
      • The loan amount and your perceived ability to repay the loan.

      Your personalised rate won’t be confirmed until you receive an offer from us (if approved) and is subject change before your loan settles.