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Compare personal loans
Choosing the right loan
Compare personal loans
Unsecured Fixed Personal Loan
If you like stability
Interest rate
9.39
%
p.a.
Comparison rate 2
9.64
%
p.a.
Features
Loans from $5,000 to $65,0003
$0 Monthly fees
$0 Early payout costs
Unlimited fee free extra repayments
Used for:
Unsecured Variable Personal Loan
If you like flexibility
Interest rate
11.89
%
p.a.
Comparison rate 2
12.15
%
p.a.
Features
Loans from $5,000 to $75,0004
$0 Monthly fees
$0 Early payout costs
Unlimited fee free extra repayments
Used for:
Secured Fixed Car Loan
If you need a car
Interest rate
6.79
%
p.a.
Comparison rate 1
7.16
%
p.a.
Features
Loans from $5,000 to $100,0003
$0 Monthly fees
$0 Early payout costs
Unlimited fee free extra repayments
Used for:
Choosing the right loan
Let's see which personal loan suits your needs
I need a loan for...
New or used vehicle
Debt consolidation
Home improvements
Education
Holiday

Calculate your borrowing capacity

ABOUT US

Why choose Great Southern Bank?

For one thing, we're customer-owned. That means no shareholders, so all our profits go into creating new and clever ways to help you manage your money.

It also means we're able to focus squarely on our mission to empower ordinary Australians to reach their financial goals, whatever they may be.

We believe being owned by the people you help is a more transparent way of doing things and how all banks should work.

“Joining all the loans into one with your service was just the best thing. Less stress, and definitely more organised now than ever knowing that I only worry about one loan payment.”
“It allowed me to purchase a new car and take a much needed holiday.”
“An easy, straightforward process from approval to funding stage. Quick turnaround times.”
“The communication from the bank felt personalised. I felt like I was dealing with real people. The application process was simple and efficient.”

Top reasons to get a personal loan

Need to buy a car, consolidate debt or make some home improvements? A personal loan can help.

Plus, Great Southern Bank Personal Loans offer competitive interest rates and no fees and charges for additional repayments or early payout if you decide to pay your loan off sooner.

Debt consolidation

Consolidate multiple debts with a personal loan.

Buying a car

Competitive personal loan rates for new and used cars.

Home Improvement

Personal loans for renovations, repairs and appliances.

Education

Pay for school fees or invest in professional development.

Travel

Personal loans for your next holiday, big or small.

Related loan articles

How-tos and handy tips to help you decide

Applying for a personal loan – what’s the process?

Do you need some money for personal reasons? A trip? Some renovations at home? How do you go about getting a personal loan? We can help.

Read more

Secured versus unsecured personal loan

What's the difference between a secured and unsecured personal loan and what should you consider when choosing between the two?

Read more
Get in touch
We're here to help.
Call 133 282

Mon - Fri: 8:00am - 7:00pm (AEST)
Sat: 8:00am - 4:00pm (AEST)

Find a branch
Speak to one of our friendly staff at a branch near you.
Connect online
Chat to us or browse help topics and FAQs.
Important Information

Loans are issued by Great Southern Bank Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply.
Rates current as at 12 May 2022 and subject to change.

Your loan contract will state the minimum monthly repayment amount. You can arrange with us to make repayments on a weekly or fortnightly basis.

1. Comparison rate accurate for $30,000 secured loan over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

2. Comparison rate accurate for $30,000 unsecured loan over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

3. $3,000 minimum loan amount in branch, $5,000 minimum loan amount online. Available loan term is 1 to 7 years.

4. $3,000 minimum loan amount and $100,000 maximum loan amount available in branch. $5,000 minimum loan amount and $75,000 maximum loan amount available online. Available loan term is 1 to 7 years.

5. A $200 minimum withdrawal amount applies for redraws conducted in-branch. Redraw facility is available for Great Southern Bank Personal Loan products on offer from 6 June 2017.

To view the Target Market Determination for this product, please click here.