Rates current as at 1 June 2021 and subject to change.
Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply. Applications are subject to credit approval.
1Fixed Rate loans are available to (a) new home loans with a minimum application amount of $100,000; or (b) switching or restructuring of existing home loans. Not available for construction loans.
2On expiry of the fixed rate period, the loan reverts to the Standard Variable Principal & Interest Owner Occupier or Investor Reference Rate (as applicable) which applies at the time of expiry.
3A daily transfer will refund any amounts paid in advance in excess of the total advance repayments allowed during the fixed rate period unless sufficient to pay out the loan in full (in which case an Early Payout Fee may apply). Excess funds will be transferred to the nominated deposit account, which must remain open for the fixed rate period.
4Maximum Loan to Value Ratio (LVR) is inclusive of Lenders Mortgage Insurance and Great Southern Bank loan setup fees where applicable.
5A $200 minimum withdrawal amount applies for redraws conducted in-branch.
6An early payout fee may apply if the loan is terminated during the fixed rate period. A partial early payout fee may apply if a reduction to the principal is requested during the fixed rate period. Click here to view the Early Payout Fee Factsheet.
7For Interest Only loans, a maximum interest only period of 24 months applies for owner occupier loans and 60 months for investment loans. The interest only period must align with the fixed rate period. On expiry of the interest only period, the loan will revert to the Standard Variable Principal & Interest Reference Rate applicable at the time. Comparison rate for Interest Only loan is based on interest only payments for the fixed term and principal & interest payments for the balance of the term.
^ Comparison rate accurate for $150,000 secured loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.