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Features & benefits

A Great Southern Bank Everyday Youth Account is the perfect way to start your banking journey. It offers lots of benefits with simple and secure tools to help you manage your money.
$0 monthly account keeping fees
Your money's yours to spend how you like.
Unlimited fee-free electronic transactions
Enjoy fee-free card purchases or cash-out transactions in-store. Plus, free access to thousands of ATMs nationwide.
Tap and pay with your smart device
No wallet? No worries. Use your smart device to tap and pay at the checkout with Google Pay™, Apple Pay or Samsung Pay.^ Learn more about digital wallets.
Get a card with your account
Get a Great Southern Bank Visa Debit card with payWave.^^
Faster, simpler, smarter payments
Send super-fast payments via online and mobile banking with the New Payments Platform (NPP). Please refer to New Payments Platform and Osko NPP Terms for details.

Account details

Looking after your money shouldn’t be expensive. That’s why we won’t charge you monthly account fees or for electronic transactions using your Everyday Youth account.

For a full list of fees and charges, refer to our Schedule of Fees, Accounts and Access Facilities.


Monthly fee
Card purchases in Australia
eftpos cash out in store
Payments using mobile banking
Start your application today
1. Who can apply?

A youth aged 10 to 17 years can apply independently as the main account holder.


A youth can apply together with their parent or guardian who can be a signatory of the account.

2. Apply online

When you’re ready to apply, simply fill out the online form and hit submit when done. It should take about five minutes and you will need proof of ID.

3. We’ll send your card
Once your account's open, your Great Southern Bank Visa Debit card will be sent out in the post. It usually takes around seven days to arrive.
Get in touch
We're here to help.
Call 133 282

Mon - Fri: 8:00am - 7:00pm (AEST)
Sat: 8:00am - 4:00pm (AEST)

Find a branch
Speak to one of our friendly staff at a branch near you.
Connect online
Chat to us or browse help topics and FAQs.

Frequently asked questions

Who is Great Southern Bank?

Great Southern Bank is the trading name of Credit Union Australia Limited. You may have previously known us as CUA.

For over 75 years we’ve helped our customers manage their money. We do this by providing clever products and smart tools that help you reach your financial goals sooner. Plus, being customer-owned means that our profits go back into our products and services, not shareholders.

We love helping people reach their financial goals and we can’t wait to help you reach yours, whatever they may be. Contact us to get started, we’re here to help!

How do I switch to Great Southern Bank?

Switching to Great Southern Bank is easier than you think and takes less than five minutes! All you need to do is open an account. It’s that simple.

Plus, we can help you switch your salary, direct debits, and regular payments to your brand-new Everyday Edge Account.

What bank accounts are available at Great Southern Bank?

Everyone is different, so it makes sense that we have more than one type of bank account.

Follow the links below to view our other bank accounts and find the one that suits you best.

Is my money safe in a transaction account?

Yes. Money placed in a transaction account with a bank, building society or credit union is protected by the Australian Government’s Financial Claims Scheme (FCS).

The scheme protects deposits up to $250,000 per person, per financial institution. In the unlikely event that a financial institution closes you’ll have the peace-of-mind that your money is safe.

Learn more about the FCS.

Can I access tap and pay with an Everyday Transaction Account?

Yes. You’ll get a Visa Debit Card with your Everyday Transaction account that can also be used with Google PayTM, Apple Pay and Samsung Pay.

You’ll never feel weighed down by your wallet when you can use your phone to tap and pay securely at the checkout.

Can I do my banking on my mobile phone?

Absolutely. Simply download our mobile banking app to do your banking anywhere from the convenience of your phone.

Can I do my banking online?

Yes. Great Southern Bank Online Banking is easy to use, convenient and secure. As a new customer you'll be set up with online banking as soon as you apply.

If you are already a customer, you can register for online banking in less than a minute and get started straight away.

How secure is mobile banking and online banking?

We take security very seriously and have several features to keep your online and mobile banking safe and secure.

For starters, you’ll always need your customer number and password to log in to digital banking. You can also take advantage of our special features for extra security and peace of mind.

Our key security features include:

While we take proactive steps to fight fraud, it’s important that our customers also take an active role in keeping their accounts secure.

Our online security checklist contains more tips and tricks to keep your account secure. And as always, never share your password with anyone.

Are there restrictions on the transactions that can be completed using an Everyday Youth account?

Yes. The Everyday Youth account Visa debit card has restrictions to block the purchase of certain items such as alcohol, adult entertainment, tobacco and gambling. These category restrictions may be varied and are subject to change without notice.

Please note that restrictions are applied based on the merchant category selected by the merchant. These restrictions apply to any Everyday Youth account Visa debit card issued on or after 26 February 2023, until the cardholder turns 18.

You might also be interested in
Youth eSaver Account

A savings account for any age up to 17 years

Important Information

Rate current as at  03 May 2024 and is subject to change.

Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL 238317. Conditions, fees and charges apply. This is general information and does not take into account your objectives, financial situation or needs.  Consider the appropriateness of the information, including the Terms and Conditions (T&Cs) booklet, before acting on it. The Financial Claims Scheme may apply to this product; refer to the T&Cs for more information.

Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.

Great Southern Bank Everyday Youth Account does not earn interest and converts to a Great Southern Bank Everyday Edge Account once you turn 18 years old.

^^ Visa Debit cards available only to Australian residents. To view the Target Market Determination for Debit Cards, please click here.

^ Google Pay is a trademark of Google LLC. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Mobile network provider charges may apply. Access is subject to availability and maintenance, refer to our website for more information.

* Mobile network provider charges may apply. Access is subject to availability and maintenance, refer to our website for more information.

Refer to New Payments Platform and Osko NPP Terms.

To view the Target Market Determination for this product, please click here.