Your browser is out of date. From Thu 28 April 2022, the Great Southern Bank website will not support your current browser, and you may have a degraded experience or be unable to connect. Update your browser to secure your online experience.

What is caravan finance?

Caravan finance is simply a personal loan that’s used to buy a caravan. You can even apply online, it’s that easy.

Whether you’re an aspiring grey nomad, living the van life, or introducing the family to the great outdoors, a caravan loan can get you out there and exploring sooner than you think.

Caravan loans from Great Southern Bank

The benefits go further than lots of fresh air. With a personal loan from Great Southern Bank, you’ll also get:

  • Competitive low interest rates.
  • $0 monthly account fee.
  • Fee-free extra repayments.
  • No penalties for early payout.
  • Free redraw – in case you need your additional repayments.5
  • Get your loan funded on the day you apply.See how it works
Why get a personal loan for a caravan?

If you’ve been dreaming about the nomadic life, what are you waiting for? A personal loan can get you into your ideal caravan and off the beaten track fast.

But it’s not just about getting out of the concrete jungle, here are some more reasons why a personal loan for a caravan might be right for you.

More choice and potential savings

You can buy from a dealer or private sale; the choice is yours. Great Southern Bank personal loans have flexible payment options and no balloon payments at the end of your loan. Saving you money in the long run.

Upgrade your home on wheels

Already a seasoned grey nomad or van-lifer? A personal loan can provide the funds to modify and renovate your van or buy a brand new shiny caravan.

Become a weekend wanderer

If you're curious about the van life, a campervan gives you the freedom to get away anytime. Then pay it off in easy repayments.

Take the great Australian holiday

Now's the perfect time to explore Australia. A caravan will take you where planes, trains, and buses can't go - and you'll have the view all to yourself!

Explore our caravan loans

Calculate your repayments and find your loan today.

Eligibility checklist

You must be

  • At least 18 years of age
  • A permanent resident of Australia
  • Receive a regular income
  • Have not been bankrupt or insolvent in the last five years

You’ll need

  • An email address and contact number
  • Existing Great Southern Bank customer number (if you're already a customer)
  • Australian driver's licence, Medicare or passport details
  • Employment and income details
  • Details of any existing loans and expenses
How to apply for a caravan loan
1. Apply online
It should take less than 20 minutes.
2. Approvals
If approved, you will receive your loan contract to accept online. Get your loan funded on the day you apply. 6 See how it works.
3. Access your money
The funds are used to buy your caravan and you can view your repayment details in online and mobile banking.
We've been putting customers first for more than 75 years.
Flexible loan options
Pay it off your way.
Clever features to help you save money

From competitive interest rates to no monthly fees, you’ll be saving smarter, not harder.

We’re customer owned

That means no shareholders. Our profits go back into new products and clever ways to help you manage your money.

Choosing a caravan loan
Unsecured Fixed Personal Loan
Loans from $5,000 to $65,000.3
Interest rate
Comparison rate 2
Used for:
Unsecured Variable Personal Loan
Loans from $5,000 to $75,000.4
Interest rate
Comparison rate 2
Used for:

Fixed rate vs variable rate caravan loan

It’s normal to take your time deciding which loan is right for you. If you have any questions, call us on 133 282 for a chat.

Fixed rate loan

A fixed rate loan means the interest rate stays the same throughout the loan term. You’ll have the same repayment amount each month and it’s great if you want repayment certainty and stability in your budget.

Variable rate loan

An Unsecured Variable Personal Loan charges an interest rate that is subject to change. This means you could enjoy a lower rate, should the lending rates change. However, you could incur a higher interest rate if the lending rates increase.


Calculate your caravan repayments

Ready to apply?
Answer the call to adventure and apply online today.
Apply now

You may also like

Learn more about personal loans

Handy tips to help you find the loan that's right for you.

Must-do Australian road trips

Must-do Australian roadtrips for the holidays. We look at the best local driving holidays instead of going overseas.

Read more

Applying for a personal loan – what’s the process?

Do you need some money for personal reasons? A trip? Some renovations at home? How do you go about getting a personal loan? We can help.

Read more

Family holiday travel tips

Whether it's a relaxing tropical getaway or an adventure-packed skiing trip, family holidays are all about creating great memories.

Read more
Get in touch
We're here to help.
Call 133 282

Mon - Fri: 8:00am - 7:00pm (AEST)
Sat: 8:00am - 4:00pm (AEST)

Find a branch
Speak to one of our friendly staff at a branch near you.
Connect online
Chat to us or browse help topics and FAQs.
Important Information

Loans are issued by Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply.

Rates current as at 22 June 2022 and subject to change.

Your loan contract will state the minimum monthly repayment amount. You can arrange with us to make repayments on a weekly or fortnightly basis.

1. Comparison rate accurate for $30,000 secured loan over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

2. Comparison rate accurate for $30,000 unsecured loan over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

3. $3,000 minimum loan amount in branch, $5,000 minimum loan amount online. Available loan term is 1 to 7 years.

4. $3,000 minimum loan amount and $100,000 maximum loan amount available in branch. $5,000 minimum loan amount and $75,000 maximum loan amount available online. Available loan term is 1 to 7 years.

5. A $200 minimum withdrawal amount applies for redraws conducted in-branch. Redraw facility is available for Great Southern Bank Personal Loan products on offer from 6 June 2017.