Your browser is out of date. From Thu 28 April 2022, the Great Southern Bank website will not support your current browser, and you may have a degraded experience or be unable to connect. Update your browser to secure your online experience.

Search
Close
What is caravan finance?

Caravan finance is simply a personal loan that’s used to buy a caravan. You can even apply online, it’s that easy.

Whether you’re an aspiring grey nomad, living the van life, or introducing the family to the great outdoors, a caravan loan can get you out there and exploring sooner than you think.

Caravan loans from Great Southern Bank

The benefits go further than lots of fresh air. With a personal loan from Great Southern Bank, you’ll also get:

  • A personalised interest rate.
  • $0 monthly account fee.
  • Fee-free extra repayments.
  • No penalties for early payout.
  • Free redraw – in case you need your additional repayments.3
Why get a personal loan for a caravan?

If you’ve been dreaming about the nomadic life, what are you waiting for? A personal loan can get you into your ideal caravan and off the beaten track fast.

But it’s not just about getting out of the concrete jungle, here are some more reasons why a personal loan for a caravan might be right for you.

More choice and potential savings

You can buy from a dealer or private sale; the choice is yours. Great Southern Bank personal loans have flexible payment options and no balloon payments at the end of your loan. Saving you money in the long run.

Upgrade your home on wheels

Already a seasoned grey nomad or van-lifer? A personal loan can provide the funds to modify and renovate your van or buy a brand new shiny caravan.

Become a weekend wanderer

If you're curious about the van life, a campervan gives you the freedom to get away anytime. Then pay it off in easy repayments.

Take the great Australian holiday

Now's the perfect time to explore Australia. A caravan will take you where planes, trains, and buses can't go - and you'll have the view all to yourself!

Explore our caravan loans

Calculate your repayments and find your loan today.

Eligibility checklist

You must be

  • At least 18 years of age
  • A permanent resident of Australia
  • Receive a regular income
  • Have not been bankrupt or insolvent in the last five years

You’ll need

  • An email address and contact number
  • Existing Great Southern Bank customer number (if you're already a customer)
  • Australian driver's licence, Medicare or passport details
  • Employment and income details
  • Details of any existing loans and expenses
How to apply for a caravan loan
1. Apply online
It should take 10 minutes.
You will need proof of ID and your current financial information.
2. Approvals
If approved, you will receive your loan contract to accept online.
3. Access your money
The funds are used to buy your caravan and you can view your repayment details in online and mobile banking.4
WHY CHOOSE US
We've been putting customers first for more than 75 years.
Flexible loan options
Pay it off your way.
Clever features to help you save money

From competitive interest rates to no monthly fees, you’ll be saving smarter, not harder.

We’re customer owned

That means no shareholders. Our profits go back into new products and clever ways to help you manage your money.

Choosing a caravan loan
MULTIPURPOSE
Unsecured Fixed Personal Loan
Loans from $5,000 to $75,000
Interest rate from
7.49
%
p.a.
to
19.99
%
p.a.
Comparison rate from2
7.74
%
p.a.
to
20.27
%
p.a.
Used for

Caravan loan FAQs

It’s normal to take your time deciding which loan is right for you. If you have any questions, call us on 133 282 for a chat.

What is a personalised interest rate?

A personalised interest rate is an interest rate based on an assessment of your credit score. If you have an excellent credit score and a good history of repaying loans, credit cards and other bills, you’ll likely be offered a lower interest rate.

When you apply for a personal loan, your individual situation and credit score will be considered when calculating your personalised interest rate.

What is a comparison rate?

A comparison rate is the interest rate, plus additional fees and charges you will be expected to pay over the loan term. As comparison rates indicate the true cost of a loan, they make it easier to decide which is best for you.

Fixed rate loan

A fixed rate loan means the interest rate stays the same throughout the loan term. You’ll have the same repayment amount each month and it’s great if you want repayment certainty and stability in your budget.

CALCULATOR

Calculate your caravan repayments

An ideal loan for a range of purposes. Learn about personal loan types
Available for new or used cars and motorbikes up to seven years old. Learn about personal loan types
Available for electric and hybrid cars up to seven years old. Learn about personal loan types
Available for eligible green purchases. Learn about personal loan types
Must be between $5,000 and $100,000.
Loan term (years)
Repayment frequency
Estimate your credit rating
Tell us what you think your credit rating may be and we can estimate your interest rate. What’s a credit score?
Estimated
repayments
$45
week
Estimated repayments
$45
week
Interest rate for good credit
X.XX
p.a.
Comparison rate2
X.XX
p.a.
This estimate is based on information you've provided. Your interest rate and repayments will be confirmed on assessment.
Apply now
Apply in 10 minutes
Your total repayments will be $XX,XXX. Your total interest will be $X,XXX.

The calculations provided are estimates only and are based upon the information entered by the user. The calculations do not include upfront or continuing credit fees and charges and do not constitute a loan application or variation to an existing facility, loan offer or loan approval.

Your contracted personal loan repayments will be set to a monthly frequency, meaning you will need to meet the agreed repayment amount by the due date stated on your loan contract each month. To meet this minimum monthly amount, you can however make repayments weekly or fortnightly.

Ready to apply?
Answer the call to adventure and apply online today.
Apply now

You may also like

Learn more about personal loans

Handy tips to help you find the loan that's right for you.
Must-do Australian road trips for the holidays

Must-do Australian roadtrips for the holidays. We look at the best local driving holidays instead of going overseas.

Read more
Tips on how to get a personal loan

Looking for a personal loan but unsure how to get started? We can help! This guide offers tips and advice for getting a personal loan.

Read more
Family holiday travel tips

Whether it's a relaxing tropical getaway or an adventure-packed skiing trip, family holidays are all about creating great memories.

Read more
Get in touch
We're here to help.
Call 133 282

Mon - Fri: 8:00am - 7:00pm (AEST)
Sat: 8:00am - 4:00pm (AEST)

Find a branch
Speak to one of our friendly staff at a branch near you.
Connect online
Chat to us or browse help topics and FAQs.
Important Information

Loans are issued by Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply.

Rates current as at 8 May 2024 and subject to change.

Your loan contract will state the minimum monthly repayment amount. You can arrange with us to make repayments on a weekly or fortnightly basis.

1. Comparison rate examples are accurate for a personal loan amount of $30,000 secured loan over a term of 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

2. Comparison rate examples are accurate for a personal loan amount of $30,000 unsecured loan over a term of 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

3. A $200 minimum withdrawal amount applies for redraws conducted in-branch. Redraw facility is available for Great Southern Bank Personal Loan products on offer from 6 June 2017.

4. You will need to hold a Great Southern Bank everyday account when the loan is funded.

*The rate you are offered is calculated based on your personal circumstances and credit history. A few different factors are considered, including:

  • Your credit score.
  • Information provided in your application.
  • Existing loans.
  • The loan amount and your perceived ability to repay the loan.

Your personalised rate won’t be confirmed until you receive an offer from us (if approved) and is subject change before your loan settles.