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Once, twice, three times a winner.
Our name's changed, but our awards remain. Proudly awarded Best Large Credit Union Mozo Experts Choice Awards - three years in a row!

Features & benefits

A Great Southern Bank Everyday Account offers lots of great features and benefits to help make your everyday banking a little easier.
$0 monthly account keeping fees
Your money's yours to spend how you like.
Home loan offset
Offset your account balance against the balance of your home loan by linking your offset account to your eligible home loan# and save on interest.
Unlimited fee-free electronic transactions
Enjoy fee-free card purchases or cash-out transactions in-store. Plus, free access to thousands of ATMs nationwide.
Tap and pay with your smart device
No wallet? No worries. Use your smart device to tap and pay at the checkout with Google Pay™, Apple Pay or Samsung Pay.^ Learn more about digital wallets.
VISA Debit card
You can use your fee-free Great Southern Bank Visa Debit card to make secure online purchases, plus tap and pay quickly at the checkout.^^
Everyday better banking. Great Southern Bank everyday accounts.
From easy, fast payments to account notifications to saving money as you spend, our everyday accounts offer so much more for your everyday banking.
The Boost

A great way to save as you spend.


Always know what’s happening with your accounts.


Pay or be paid almost instantly with just an email address or phone number.

How to apply
You can open an account online with us in less than five minutes.
The process
1. Apply online
Complete our online application and we’ll check your ID instantly. If your ID check can’t be completed online, don’t worry - we’ll help you with next steps.
2. Get your card
Once your account has been opened, your Great Southern Bank Visa Debit card should arrive in the mail within seven days.^^
3. Switch your regular payments
We can help you to switch your salary and regular payments to your new account.
New to Great Southern Bank
  • You must be aged 18 or over
  • You must be an Australian resident
  • An email address and a mobile number
  • One form of ID such as your driver’s licence, passport or Medicare card
Existing Great Southern Bank account holder
  • Your existing customer number
  • Access to Great Southern Bank Online Banking
Get in touch
We're here to help
Call 133 282

Mon - Fri: 8:00am - 7:00pm (AEST)
Sat: 8:00am - 4:00pm (AEST)

Find a branch
Speak to one of our friendly staff at a branch near you.
Connect online
Chat to us or browse help topics and FAQs.

Frequently asked questions

Who is Great Southern Bank?

Great Southern Bank is the trading name of Credit Union Australia Limited. You may have previously known us as CUA.

For over 75 years we’ve helped our customers manage their money. We do this by providing clever products and smart tools that help you reach your financial goals sooner. Plus, being customer-owned means that our profits go back into our products and services, not shareholders.

We love helping people reach their financial goals and we can’t wait to help you reach yours, whatever they may be. Contact us to get started, we’re here to help!

How do I switch to Great Southern Bank?

Switching to Great Southern Bank is easier than you think and takes less than five minutes! All you need to do is open an account. It’s that simple.

Plus, we can help you switch your salary, direct debits, and regular payments to your brand-new Everyday Edge Account.

What bank accounts are available at Great Southern Bank?

Everyone is different, so it makes sense that we have more than one type of bank account.

Follow the links below to view our other bank accounts and find the one that suits you best.

Is my money safe in a transaction account?

Yes. Money placed in a transaction account with a bank, building society or credit union is protected by the Australian Government’s Financial Claims Scheme (FCS).

The scheme protects deposits up to $250,000 per person, per financial institution. In the unlikely event that a financial institution closes you’ll have the peace-of-mind that your money is safe.

Learn more about the FCS.

Can I access tap and pay with an Everyday Transaction Account?

Yes. You’ll get a Visa Debit Card with your Everyday Transaction account that can also be used with Google PayTM, Apple Pay and Samsung Pay.

You’ll never feel weighed down by your wallet when you can use your phone to tap and pay securely at the checkout.

Can I do my banking on my mobile phone?

Absolutely. Simply download our mobile banking app to do your banking anywhere from the convenience of your phone.

Can I do my banking online?

Yes. Great Southern Bank Online Banking is easy to use, convenient and secure. As a new customer you'll be set up with online banking as soon as you apply.

If you are already a customer, you can register for online banking in less than a minute and get started straight away.

How secure is mobile banking and online banking?

We take security very seriously and have several features to keep your online and mobile banking safe and secure.

For starters, you’ll always need your customer number and password to log in to digital banking. You can also take advantage of our special features for extra security and peace of mind.

Our key security features include:

While we take proactive steps to fight fraud, it’s important that our customers also take an active role in keeping their accounts secure.

Our online security checklist contains more tips and tricks to keep your account secure. And as always, never share your password with anyone.

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Important Information

Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL 238317. Conditions, fees and charges apply. This is general information and does not take into account your objectives, financial situation or needs.  Consider the appropriateness of the information, including the Terms and Conditions (T&Cs) booklet, before acting on it. The Financial Claims Scheme may apply to this product; refer to the T&Cs for more information.

Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.

The Everyday Account does not earn interest.

#To request an offset account be linked to your eligible home loan, contact us on 133 282, visit your nearest branch or send us a secure message in Online Banking as a Home Loan Enquiry. Refer to your Essential guide to your Great Southern Bank loan document for mortgage offset terms and conditions and the Terms and Conditions (T&Cs) booklet.

^ Google Pay is a trademark of Google LLC. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Mobile network provider charges may apply. Access is subject to availability and maintenance, refer to our website for more information.

^^ To view the Target Market Determination for Debit Cards, please click here.

To view the Target Market Determination for this product, please click here.