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Compare personal loans

Secured Fixed Car Loan
New and used cars up to 7 years old
Interest rate
6.79
%
p.a.
Comparison rate 1
7.16
%
p.a.
Features
Loans from $5,000 to $100,0003
$0 Monthly fees
$0 Early payout costs
Unlimited fee free extra repayments
Used for:
Unsecured Fixed Personal Loan
Used cars over 7 years old
Interest rate
9.39
%
p.a.
Comparison rate 2
9.64
%
p.a.
Features
Loans from $5,000 to $65,0003
$0 Monthly fees
$0 Early payout costs
Unlimited fee free extra repayments
Used for:
Unsecured Variable Personal Loan
Used cars over 7 years old
Interest rate
11.89
%
p.a.
Comparison rate 2
12.15
%
p.a.
Features
Loans from $5,000 to $75,0004
$0 Monthly fees
$0 Early payout costs
Unlimited fee free extra repayments
Used for:

Buying a car with a Personal Loan

Whether you’re after a new or used vehicle, a personal loan from Great Southern Bank can set the wheels in motion. Get car finance for your first car, refinance your existing car, or go all in on your dream vehicle by applying online today.

Secured Fixed Car Loans are available for new and used vehicles up to 7 years old from $5,000 to $100,0003.
Features & benefits
$0 Monthly fees
Enjoy having a little extra money in your pocket.
Unlimited extra repayments
Pay your loan off sooner with fee-free extra repayments. You’ll love the freedom to make one-off repayments whenever you like with no penalty!
Flexible repayment options
Choose to make either monthly, fortnightly or weekly repayments to suit your income and budget.
No penalties for early payout
Pay off your loan sooner without being charged a fee.
Easy access to funds with redraw
Enjoy access to your additional repayments with redraw, so you can use it whenever unexpected costs arise.4

Explore more car loans

Used Car Loans

Get on the road fast with a loan for a used car.

Refinance my car loan

A clever way to get a better deal.

ABOUT US

Why choose Great Southern Bank?

For one thing, we're customer-owned. That means no shareholders, so all our profits go into creating new and clever ways to help you manage your money.

It also means we're able to focus squarely on our mission to empower ordinary Australians to reach their financial goals, whatever they may be.

We believe being owned by the people you help is a more transparent way of doing things and how all banks should work.

“Competitive interest rate when factoring the redraw facilities and the loan initiation fee. Excellent flexibility in relation to additional payments, early payout and redraw. ”
“Everything progressed so smoothly, even when the car yard had delays, it was no problem at all. It made a very stressful time for me much easier.”
“Excellent customer service, easy process, online system easy to navigate.”
Get in touch
We're here to help.
Call 133 282

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Sat: 8:00am - 4:00pm (AEST)

Find a branch
Speak to one of our friendly staff at a branch near you.
Connect online
Chat to us or browse help topics and FAQs.

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Important Information

Loans are issued by Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply.

Rates current as at 12 May 2022 and subject to change.

Your loan contract will state the minimum monthly repayment amount. You can arrange with us to make repayments on a weekly or fortnightly basis.

1. Comparison rate accurate for $30,000 secured loan over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

2. Comparison rate accurate for $30,000 unsecured loan over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

3. $3,000 minimum loan amount in branch, $5,000 minimum loan amount online. Available loan term is 1 to 7 years.

4. $3,000 minimum loan amount and $100,000 maximum loan amount available in branch. $5,000 minimum loan amount and $75,000 maximum loan amount available online. Available loan term is 1 to 7 years.

5. A $200 minimum withdrawal amount applies for redraws conducted in-branch. Redraw facility is available for Great Southern Bank Personal Loan products on offer from 6 June 2017.