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Australia’s largest customer-owned bank
Trusted by Australians for over 75 years
Cards that suit your lifestyle
Bank on a $0 monthly account fee (no strings attached)
Our everyday accounts are packed with features designed to make your everyday a little easier.
Want to setup an offset for your home loan or need a cheque book? Check out our Everyday Account. Find out more

Tap & Pay with your phone

No wallet? No worries. If you have a smart phone, you can use it to tap and pay securely at the checkout.
Google Pay™
Google Pay can be used at any contactless payment terminal for any instore purchases.3
Apple Pay
Anywhere you can tap your card and pay, you can use Apple Pay too.3
Samsung Pay
Make payments in a matter of seconds anywhere you would normally pay with your Great Southern Bank Visa Debit card.3
ABOUT US

Why choose Great Southern Bank?

For one thing, we're customer-owned. That means no shareholders, so all our profits go into creating new and clever ways to help you manage your money.

And although we've been putting ordinary Australians first for more than 75 years, we're only just getting started!

WHAT OUR CUSTOMERS SAY

Trusted by Australians for over 75 years

We've been helping our customers manage their finances since 1946. These days, more than half a million people trust us with their banking and insurance needs.

But don't just take our word for it. Here's what some of them have got to say.

“Easy and straightforward online. Account features for kids look great and online banking and app were easy to setup and access.”
“Very easy and flexible account to open and use.”
“Very easy to understand and follow. So fast to apply.”
Saving’s now as easy as spending!

With The Boost, you can add a little extra to your savings every time you spend!

Simply choose an amount between $0.01 and $5 to automatically transfer to your savings account when you make a transaction with your Great Southern Bank Visa Debit card.

Always know what's happening with your account!

If you want to know when you’ve been paid or when your account drops below a certain amount, you can set up alerts by email or SMS.

Get notified on any transactions from your account with Notifications.

Why Switch to Everyday Snap?

While you will need to make Everyday Snap your main transaction account in order to qualify for bonus interest on your savings, there are plenty of other good reasons to make the switch…

  • $0 monthly account fee
  • Unlimited fee-free transactions
  • Refund of international card transaction fees if you meet the eligibility criteria at the end of each month+
  • Tap and pay with your smart device using Google Pay™, Apple Pay or Samsung Pay.>
  • Visa Debit card
Find out more
Deposit
$2,000
or more each month into your Everyday Snap Account from a non-Great Southern Bank account and make five or more Visa Debit card purchases from your Everyday Snap Account*
Earn up to
0.95% p.a.
0.05%
base rate
Bonus 0.90% interest*
on balances up to $100,000 in your Home Saver Account

Why we're different

We like to do things a little differently. Here are a few things you can expect from us:

  • Intuitive tools to help you save smarter, not harder
  • Flexible loan options to help you pay it off sooner
  • We've been putting customers first for over 75 years
Very satisfied. No fees, no fuss. Easy app. Everything straightforward.
Yvonne, NSW
Great Southern Bank customer

Trusted by Australians for over 75 years.

Managing your money

Why opening a joint account could be the next big step in your relationship

Opening a joint bank account could help you save money. Read here to find out the many benefits you and your partner can benefit from together.

Read more

Send and receive money faster on your mobile

Now you can transfer money between friends faster and easier on your phone. Learn how to set up your PayID with your account.

Read more
Important Information

Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL 238317. Conditions, fees and charges apply. This is general information and does not take into account your objectives, financial situation or needs.  Consider the appropriateness of the information, including the Terms and Conditions (T&Cs) booklet, before acting on it. The Financial Claims Scheme may apply to this product; refer to the T&Cs for more information.

*Rates current as at  17 September 2021 and is subject to change. Rates and bonus interest criteria are subject to change. Interest is calculated daily and paid monthly. The base rate of interest is payable on the whole balance held in your Home Saver Account. Bonus interest is applied on top of the base rate on balances up to $100,000 in a calendar month if, prior to the last day of that calendar month:
A. You receive deposits totalling $2,000 or more by electronic transfer (excluding telegraphic transfer) from a non-GSB account into your Everyday Snap Account/s; and
B. At least 5 Visa Debit card purchases have been processed from your Everyday Snap Account/s and are not in pending status (excludes ATM withdrawals, EFTPOS cash out, balance enquiries and Bank@Post transactions).

The Great Southern Bank Everyday Account, Great Southern Bank Everyday Snap Account  and Great Southern Bank Everyday Youth Account are designed to help you manage your day-to-day transactions, so they do not earn interest. For accounts that do earn interest, please consider the Great Southern Bank Everyday 50+ Account (if you are eligible) or check our range of savings accounts and term deposits.

+ A fee rebate will be applied to your Everyday Snap Account on the first day of the next calendar month for all Great Southern Bank Visa Debit International Transaction Fees and Great Southern Bank Overseas ATM Cash Withdrawal Fees debited during the current calendar month if, prior to the last day of that calendar month: A. You receive deposits totalling $2,000 or more by electronic transfer (excluding telegraphic transfer) from a non-Great Southern Bank account into your Everyday Snap Account; and B. At least 5 Visa Debit card purchases have been processed from your Everyday Snap Account and are not in pending status (excludes ATM withdrawals, EFTPOS cash out, balance enquiries and Bank@Post transactions). International non-Great Southern Bank fees may apply. Excludes rediCard international transaction fees.

>> Rates current as at  17 September 2021 and are subject to change. Tiered interest rates apply: 0.01% p.a on balances under $5,000, 0.05% p.a. on part of balance from $5,000 to $50,000, and 0.35% p.a. on part of balance over $50,000.

^^ This account does not earn interest. Visa Debit cards available only to Australian residents aged 14 years or older. rediCARDs are available to customers aged 10 years or older.

^ Everyday Youth Account does not earn interest and converts to an Everyday Snap Account once you turn 18 years old.

To view the Target Market Determination for this product, please click here.