


Want to setup an offset for your home loan or need a cheque book? Check out our Everyday Account.
Why choose Great Southern Bank?
For one thing, we're customer-owned. That means no shareholders, so all our profits go into creating new and clever ways to help you manage your money.
And although we've been putting ordinary Australians first for more than 75 years, we're only just getting started!
Trusted by Australians for over 75 years
We've been helping our customers manage their finances since 1946. These days, more than half a million people trust us with their banking and insurance needs.
But don't just take our word for it. Here's what some of them have got to say.

Why Switch to Everyday Edge?
While you will need to make Everyday Edge your main transaction account in order to qualify for bonus interest on your savings, there are plenty of other good reasons to make the switch…
- $0 monthly account fee
- Unlimited fee-free transactions
- Refund of international card transaction fees if you meet the eligibility criteria at the end of each month+
- Tap and pay with your smart device using Google Pay™, Apple Pay or Samsung Pay.>
- Visa Debit card
base rate
Why we're different
We like to do things a little differently. Here are a few things you can expect from us:
- Intuitive tools to help you save smarter, not harder
- Flexible loan options to help you pay it off sooner
- We've been putting customers first for over 75 years
Trusted by Australians for over 75 years.
Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL 238317. Conditions, fees and charges apply. This is general information and does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information, including the Terms and Conditions (T&Cs) booklet, before acting on it. The Financial Claims Scheme may apply to this product; refer to the T&Cs for more information.
*Rates current as at 13 April 2022 and is subject to change. Rates and bonus interest criteria are subject to change. Interest is calculated daily and paid monthly. The base rate of interest is payable on the whole balance held in your Home Saver Account. Bonus interest is applied on top of the base rate on balances up to $100,000 in a calendar month if, prior to the last day of that calendar month:
A. You receive deposits totalling $2,000 or more by electronic transfer (excluding telegraphic transfer) from a non-GSB account into your Everyday Edge Account/s; and
B. At least 5 Visa Debit card purchases have been processed from your Everyday Edge Account/s and are not in pending status (excludes ATM withdrawals, eftpos cash out, balance enquiries and Bank@Post transactions).
The Great Southern Bank Everyday Account, Great Southern Bank Everyday Edge Account and Great Southern Bank Everyday Youth Account are designed to help you manage your day-to-day transactions, so they do not earn interest. For accounts that do earn interest, please consider the Great Southern Bank Everyday 50+ Account (if you are eligible) or check our range of savings accounts and term deposits.
+ A fee rebate will be applied to your Everyday Edge Account on the first day of the next calendar month for all Great Southern Bank Visa Debit International Transaction Fees and Great Southern Bank Overseas ATM Cash Withdrawal Fees debited during the current calendar month if, prior to the last day of that calendar month: A. You receive deposits totalling $2,000 or more by electronic transfer (excluding telegraphic transfer) from a non-Great Southern Bank account into your Everyday Edge Account; and B. At least 5 Visa Debit card purchases have been processed from your Everyday Edge Account and are not in pending status (excludes ATM withdrawals, eftpos cash out, balance enquiries and Bank@Post transactions). International non-Great Southern Bank fees may apply. Excludes eftpos Debit Card international transaction fees.
>> Rates current as at 13 April 2022 and are subject to change. Tiered interest rates apply: 0.01% p.a on balances under $5,000, 0.05% p.a. on part of balance from $5,000 to $50,000, and 0.45% p.a. on part of balance over $50,000.
^^ This account does not earn interest. To view the Target Market Determination for Debit Cards, please click here.
^ Everyday Youth Account does not earn interest and converts to an Everyday Edge Account once you turn 18 years old.
> Google Pay is a trademark of Google LLC. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Mobile network provider charges may apply. Access is subject to availability and maintenance, refer to our website for more information.
To view the Target Market Determination for Everyday Transaction Accounts, please click here.
Not sure which account is right for you? Compare everyday accounts