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Great Southern Bank Refinance Promotion – Terms and Conditions

Great Southern Bank is a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply. Applications are subject to credit approval.

The Offer

The Great Southern Bank Refinance promotion offers eligible customers a $3,000 cash reward if they refinance with us within the promotion period. In addition, the establishment fee will be waived.

The $3,000 cash reward is paid into your nominated Great Southern Bank transaction account within 1 business day of having the loan funded.

Offer is available for new Owner Occupier and Investment loans (see below for exclusions). The $3,000 cashback will be paid once per application, regardless of the number of loans (e.g. split loans), security properties or applicants.

Eligibility Criteria

To qualify for Great Southern Bank’s Refinance offer, the following criteria must be met:

  1. New refinance applications for Owner Occupier or Investor home loans must be received between 02/08/2021 and 31/01/2022 and settle by 30/04/2022.  Offer not available for switching of existing Great Southern Bank or Credit Union Australia home loans.
  2. Minimum home loan refinancing amount of $250,000 and maximum 80% loan to value ratio.
  3. Applicants must be individuals who are Australian residents aged 18 and over.

Exclusions

Offer is not available for:

  1. Equity lines of credit, bridging loans, loans for construction purposes or business loans.
  2. Any refinances where there is a transfer of title.
  3. Top ups of any existing Great Southern Bank or Credit Union Australia home loans.
  4. Loans to businesses, companies, trusts, non-resident borrowers and other non-natural persons.

Applicants with investor loans should seek their own tax advice in relation to this promotion.

Offer current as at 28/09/2021 and is subject to change or withdrawal without notice.