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Saving can be hard. The Vault makes it easier.

Hide your savings from sight
The Vault hides your savings from sight; and the temptation to spend along with it.
Set up is simple
Hide your savings in less than five minutes. You can even create a motivational message to reduce the temptation to splurge - keep your eyes on the prize.
Easy to manage
Your regular payments and transfers will work as usual. Plus, you can quickly check your balance without removing your account from The Vault – how convenient!
Quickly access in an emergency
Don’t worry, you can still access your funds in the event of an emergency.

Trusted by Australians for over 75 years

We've been helping our customers manage their finances since 1946. These days, more than half a million people trust us with their banking and insurance needs.

But don't just take our word for it. Here's what some of them have got to say.

“Great so far. App is easy to use and looks good. I absolutely love your Vault feature which I will be recommending to my friends.”
“All the banking I need to do is at my finger tips. I can keep tabs on my accounts. I know exactly where I am at.”
“Easy process. Was able to login and setup online banking on the day of account opening. Very convenient.”
Saving for your first home?
Realise your dream of home ownership with these smart steps.
Man riding a unicorn image
How to put your savings in The Vault
1. Log in to banking

Select 'Learn about The Vault' at the bottom of the 'Account Overview' screen.

2. Add your account to The Vault

Simply select the account you want to put in The Vault, create your motivational message, and
you’re done.

3. Turn on and off at any time

You can easily add or remove your accounts from The Vault  at any time.

Download the app from the App Store and get started today. Download the app from the Play Store and get started today.

The Vault handy helpers

What accounts can I use The Vault with

Any Great Southern Bank Savings Account, Everyday Account, or Term Deposit can be hidden in The Vault. You can open an Everyday Account or Savings Account online.

Are there any fees for using The Vault?

Not at all! It’s free to use The Vault. We also don’t charge a monthly account fee on our everyday banking and savings accounts, so your money is yours to spend how you like.

What happens if I need to access my funds quickly?

Removing your account from The Vault takes less than five minutes. It can be easily done in online banking or the mobile banking app.

Can I set up The Vault using the mobile banking app? 

Yes. You can easily set up and manage The Vault using the mobile banking app.

Can I still check my account balance while it is in The Vault?

Yes. You'll still be able to see your account balance and receive your statements while your account is in The Vault.

More ways to unlock your clever

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The Boost

A great way to save as you spend.


Always know what’s happening with your accounts.

Bank & Save
Everyday Accounts

Everything you need and nothing you don't. Like a $0 monthly account fee.

Savings Accounts

Save smarter, not harder.

Home Saver Bundle

Designed to help you build up a home deposit faster. This clever pair will get your saving smarter.

Important Information.

Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL 238317. Conditions, fees and charges apply. This is general information and does not take into account your objectives, financial situation or needs.  Consider the appropriateness of the information, including the Terms and Conditions (T&Cs) booklet, before acting on it. The Financial Claims Scheme may apply to this product; refer to the T&Cs for more information.

Terms & Conditions for The Vault are available at