Keeping track of your direct debits can be tricky and time-consuming. PayTo lets you take control.
PayTo allows you to authorise and manage direct debit payments from participating businesses, quickly and easily in online banking.
View your gym membership, TV and music subscriptions, energy bills, and more all in the one secure place – and always know when funds are leaving your account.
Log in to Great Southern Bank Online Banking to get started.
When a supplier sets up a PayTo agreement it will appear here for you to review.
You can choose to authorise, pause, resume, change your linked account or cancel your PayTo agreements in the one secure place.
Have a question? Find everything you need
to know about PayTo here.
PayTo is a new, digital way to pre-authorise payments from your bank account. It's easy to set up using a PayID or BSB and account number.
With PayTo customers can:
Businesses and merchants can offer PayTo as an alternative payment method for a variety of products and services, such as subscriptions, online or in-app purchases.
PayTo is an initiative of NPP Australia, the organisation that runs Australia’s real-time payments infrastructure.
The NPP is owned by 13 financial institutions, you can learn more by visiting their website.
When you sign up for a participating service that offers PayTo direct debit payments (such as a music subscription or gym membership) a PayTo agreement detailing the payment terms will appear in your online banking.
You’ll have the opportunity to review the agreement before choosing to authorise or reject the agreement. Your account won’t be debited until you authorise your agreement and you can view, pause, resume, or cancel all your PayTo agreements in online banking at any time.
PayTo agreements can be created using a PayID linked to your bank account or by using your BSB and account number.
Some businesses or direct debit providers may charge an administrative fee to use PayTo. This is at the discretion of each business, so we recommend checking before you authorise a PayTo agreement. Using Great Southern Bank Online Banking is free.
PayTo is subject to the same levels of security as other digital payments and transfers made from your bank account. PayTo payments can only be taken from your account if a PayTo agreement has been authorised. Your account won’t be debited until you give the ok.
No. While PayTo streamlines the current direct debit system for businesses and allows customers more control over their payments, there is no requirement to switch to PayTo.
PayTo is a new and more modern alternative for digital and direct payments and allows for a range of different recurring payment types including fixed and variable amounts and changes in payment frequency.
Terms and conditions applying to PayTo, and to PayID and the New Payments Platform more generally, are set out in our Terms & Conditions.
