Great Southern Bank, a business name of Credit Union Australia Limited ABN 44 087 650 959 Australian credit licence 238317 is the issuer of the Great Southern Bank Low Rate Credit Card. Lending criteria, fees, charges, Credit Card Conditions of Use apply.
1 The interest-free period of up to 55 days applies to purchases when you pay your balance off in full by the payment due date. If you carry over a balance on your credit card from one month to the next, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.
2 After the first year has expired, an Annual Fee of $49 for Low Rate Credit Card will be applied each year. Fees are current as at 29 March 2022 and are subject to change.
3 A cash advance fee will be charged when a cash advance is obtained from your account.
4 A late payment fee will be charged if the "Total amount due" figure shown on the statement is not paid within 25 days from your statement date.
5 A foreign exchange fee will be charged in Australian dollars for any purchases or cash advances made or processed in a foreign currency or when the merchant, or the merchant’s financial institution, is located overseas (both multi-currency transactions and single-currency transactions).
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To view the Target Market Determination for this product, please click here.