Platinum Credit Card
Earn rewards on everyday purchases and get 0% p.a. balance transfer for 25 months.2
Earn one Platinum Rewards Point for every $1 you spend on purchases.5 Plus, there's no time limit to spend your points. You can use them your way.
Including gift cards, merchandise, travel, flights, and more.
When you're ready to redeem, you can use your points or a combination of points and cash.
Other fees may apply. Please refer to our Key Facts Sheet and Schedule of Fees. Credit Card Conditions of Use apply.
Check out the Platinum Credit Card - Terms & Conditions for Other Benefits.
We have made some changes to improve your Platinum Rewards online experience.
One of the key updates is a change to the way you access your Platinum Rewards account online. To make access easier and more secure, we have removed the Reward website logon, with access only available through Great Southern Bank Online Banking.
These changes came into effect 8 September 2021.
For any questions relating to these changes, please call our Rewards centre on 1300 369 036 Monday to Friday from 9am to 5pm Australia-wide.
You will now have access to your Rewards accounts to check your points balance and redeem points through Great Southern Bank’s Online Banking.
For your first sign in after 8 September, you will have to fill in your email address when prompted to.
There will also be some changes that you will see with your account. These include:
For any questions relating to these changes, please call our Rewards centre on 1300 369 036 Monday to Friday from 9am to 5pm Australia-wide.
To register for online banking, you'll need your Great Southern Bank customer number and mobile phone to hand. Then, simply visit greatsouthernbank.com.au and click the 'Register' button in the top right corner of the home page and follow the steps.
No, there will be no change to your points balance, or how you earn Rewards Points.
Yes, you will continue to earn Rewards Points as normal while the changes are being made.
1 Great Southern Bank, a business name of Credit Union Australia Limited ABN 44 087 650 959 Australian credit licence 238317 is the issuer of the Great Southern Bank Platinum and Low Rate Credit Card. Lending criteria, fees, charges, Credit Card Conditions of Use apply.
2 This offer is available for approved applicants when they apply for a new Credit Card from 6 May 2021. This is a limited time only offer which may be withdrawn or changed at any time without notice. Offer not available to transfers from credit cards that you already have with us. Only one application per account accepted (consolidate up to 3 credit cards per application). The balance transfer application must be applied for within three months of the Disclosure Date in your Offer and Card Contract. Your total balance transfer may not exceed 80% of your credit limit. We may allow this to be exceeded at our discretion. The Promotional Interest Rate Period of 0% p.a. will apply for 25 months from the date the balance transfer application is processed. At the end of the Promotional Interest Rate Period, the Cash Advance rate (currently 21.74%p.a. as at 29 March 2022, subject to change) will apply to any part of the balance transfer which remains unpaid. The 55 days interest free period on purchases will not apply while any balance transfer amount remains outstanding. This means that all purchases will be charged interest at the applicable annual percentage rate.
3 The interest-free period of up to 55 days applies to purchases when you pay your balance off in full by the payment due date. If you carry over a balance on your credit card from one month to the next, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.
4 After the first year has expired, an Annual Fee of $49 for Low Rate cards and $149 on Platinum cards will be applied each year. Fees are current as at 29 March 2022 and are subject to change.
5 Rewards are only available with the Platinum Credit Card. Platinum Rewards Points accrue in accordance with the “Platinum Credit Card – Terms & Conditions for Other Benefits”. Points relating to the use of the card will be awarded for credit purchases only, capped at 100,000 points per year. You will not earn Rewards Points on interest charges; government charges; bank fees; gambling, cash advances, balance transfers and card account adjustments resulting from disputed transactions.
6 Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 of Level 16, 310 Ann Street, Brisbane, Queensland 4000 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 of 2 Market Street, Sydney NSW 2000 has issued an insurance group policy to Great Southern Bank, a business name of Credit Union Australia Limited ABN 44 087 650 959 and Australian credit license 238317 of 145 Ann Street, Brisbane QLD 4000 which allows eligible Great Southern Bank account holders and cardholders to claim under it as third-party beneficiaries. Access to the benefit of cover under the "Platinum Credit Card - Terms & Conditions for Other Benefits" is provided to eligible Great Southern Bank account and cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the "Platinum Credit Card - Terms & Conditions for Other Benefits" which may be amended from time to time. Great Southern Bank does not guarantee this insurance.
7 A cash advance fee will be charged when a cash advance is obtained from your account.
8 A late payment fee will be charged if the "Total amount due" figure shown on the statement is not paid within 25 days from your statement date.
9 A foreign exchange fee will be charged in Australian dollars for any purchases or cash advances made or processed in a foreign currency or when the merchant, or the merchant’s financial institution, is located overseas (both multi-currency transactions and single-currency transactions).
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To view the Target Market Determination for this product, please click here.