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What the HECK is HECS?

29 October 2020

What the HECK is HECS?

Higher education comes at a cost. The good news is you may be able to get a student loan from the government known as HECS-HELP. Find out what HECS is.

Further education can boost your chances of getting a good paying job after school, help kickstart your career, or open up new opportunities in an entirely different field. But before you start studying, you should know that further study comes at a cost – nothing is free remember.

The upside is, when you study at a uni or approved higher education provider, you may be eligible to get a HECS-HELP loan to pay for your studies. The loan is just for the cost of the course, not for other costs like accommodation, laptops or textbooks.

Basically, you’re borrowing the money from the government who pays the amount of the loan directly to your course provider. You then repay the loan through the tax system once you’re earning above a certain amount, or choose to make voluntary repayments at any time.

Check out our HECs infographic below

If you need more info, head to




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