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Buying a car with a personal loan
Whether you’re after a new or used vehicle, a personal loan from Great Southern Bank can give you the freedom to make it happen. First cars, upgrades, or buying your dream vehicle – find the loan that suits you best and apply today.

Secured Fixed Car Loans are available for new and used vehicles up to 7 years old from $5,000 to $100,000^.
Features & benefits
$0 Monthly fees
Enjoy having a little extra money in your pocket.
Unlimited extra repayments
Make extra repayments without any fee, and pay your loan off sooner.
Flexible repayment options
Choose to make either monthly, fortnightly or weekly repayments to suit your income and budget.
No penalties for early payout
Pay off your loan sooner without being charged a fee.
Easy access to funds with redraw
Enjoy access to your additional repayments with redraw, so you can use it whenever unexpected costs arise.**
Secured Fixed Car Loan
New and used cars up to 7 years old
Interest rate
6.79
%
p.a.
Comparison rate+
7.16
%
p.a.
Features
Loans from $5,000 to $100,000^
$0 Monthly fees
$0 Early payout fees
Unlimited fee free extra repayments
Used for:
Unsecured Fixed Personal Loan
Used cars over 7 years old
Interest rate
9.39
%
p.a.
Comparison rate*
9.64
%
p.a.
Features
Loans from $5,000 to $50,000^
$0 Monthly fees
$0 Early payout fees
Unlimited fee free extra repayments
Used for:
Unsecured Variable Personal Loan
Used cars over 7 years old
Interest rate
11.89
%
p.a.
Comparison rate*
12.15
%
p.a.
Features
Loans from $5,000 to $60,000
$0 Monthly fees
$0 Early payout fees
Unlimited fee free extra repayments
Used for:

Why we're different

We like to do things a little differently. Here are a few things you can expect from us:

  • Intuitive tools to help you save smarter, not harder
  • Flexible loan options to help you pay it off sooner
  • We've been putting customers first for over 75 years
Easy to make payments, easy to deal with, very competitive interest rates and able to look at everyone’s situation individually.
James, NSW
Great Southern Bank Member - Car loan
Get in touch
We're here to help.
Call 133 282

Mon - Fri: 8:00am - 7:00pm (AEST)
Sat: 8:00am - 4:00pm (AEST)

Find a branch
Speak to one of our friendly staff at a branch near you.
Connect online
Chat to us or browse help topics and FAQs.

Tips for buying a car

There are plenty of options when buying a car, here are some handy tips to help you get started.

The pros and cons of buying new and used cars

You're ready to upgrade your wheels or say goodbye to public transport and hello to the open road via car ownership.

Read more

Six ways to save when you buy a car

Tips from a money expert to help make sure you get the best deal possible when you go to buy a new car.

Read more

Buying a car guide

There are plenty of options to consider when buying a car, from the engine size, a new or second hand model and the colour! Read more here.

Read more
Important Information

Loans are issued by Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply.

Rates current as at 9 July 2021 and subject to change.

Your loan contract will state the minimum monthly repayment amount. You can arrange with us to make repayments on a weekly or fortnightly basis.

* Comparison rate accurate for $30,000 unsecured loan over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

+ Comparison rate accurate for $30,000 secured loan over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

** A $200 minimum withdrawal amount applies for redraws conducted in-branch. Redraw facility is available for Great Southern Bank Personal Loan products on offer from 6 June 2017.

^ $1,000 minimum loan amount in branch, $5,000 minimum loan amount online. Available loan term is 1 to 7 years.

‡ $1,000 minimum loan amount and $100,000 maximum loan amount available in branch. $5,000 minimum loan amount and $60,000 maximum loan amount available online. Available loan term is 1 to 7 years.