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The tools every tradie needs in their belt

You might be a master with a mitre saw or a wiz with a welder, but the Business Hub has all the info you need to be a boss in business.

How To Tackle Negative Cashflow

Negative cashflow is something every business will likely face in its first few years of operation. Find out ways to tackle it in this article.

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What is Invoice Financing?

Invoice financing can be a good option for businesses who need help managing their cashflow. But what does it involve and is it right for you?

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Why offering more payment methods is the key to getting paid

Getting paid on time is a common headache for small business owners. Find out how offering a choice of payment options takes the paid out of getting paid.

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More helpful guides for tradies
How To Stay On Top Of Cashflow
How to keep track of your business expenses
Basics of Award Rates & Wages
Show me the money! How to get your customers to pay their invoices
Getting Paid on Time with Business+
Why moving banks is good for business
Benefits of a Business Vehicle Loan
What you should know before applying for business finance
The Business+ toolkit
New to Business+? Check out these guides to get the most out of your Business+ banking.

Helpful business tools and templates for tradies

Free templates to help you stay on top of your financials right from the start.

Profit and Loss Statement
Business Budget Template
Cashflow Forecast
Business+

Business+ is made for those in the trade

Business+ is business banking built for tradies. It’s 100% digital so you can do your banking, apply for finance, send invoices and keep the cash flowing wherever you are.

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FAQs

Common questions from tradies

Having a business savings account brings many benefits:

  • A savings record helps you get a business loan, overdraft, or credit card
  • It gives you access to money when you need it most
  • It offers a higher interest rate than a business transaction account
  • There are no monthly account fees with a Business+ Saver so your money stays yours - for a
    full list of fees, please refer to the Schedule of Fees

It's a good idea to keep your personal and business bank accounts separate to make it easier to manage and track your business income and expenses.

A business overdraft is a line of credit with a limit approved by your bank. It lets you to access money as you need it. A business loan is a fixed amount which you receive upfront and is repaid over a set term with regular repayments. Learn more about whether a business loan or business overdraft is right for you.

A business overdraft is a line of credit with a limit approved by your bank. It lets you to access money as you need it and can be used to help with reducing cashflow pressures or for unexpected business expenses.

Getting paid on time can be an issue for all tradies and, well, every small business owner. You need to set clear payment terms and  offer more payment options to make it easier for customers to pay you on time. Luckily for you, there’s Business+ Invoices.

For businesses of all shapes and sizes
Handy hints for your kind of business.
Business Hub
Business Hub
For committed and curious 
small business owners.


Sole Trader
Sole Trader
Even sole traders don’t need to go it alone.


Side Hustler
Side Hustler
Handle the bustle of your side hustle.


Important information

Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL 238317. Conditions, fees and charges apply. Information on Business+ accounts is general information and does not consider your objectives, financial situation or needs. You should consult the Product Disclosure Documents before making a decision to apply for products.

This product is only available for business purposes. Terms, conditions, fees and charges may be applicable.

1 For a full list of fees, please refer to the Schedule of Fees.

>> Rates current as at 21 May 2026 and are subject to change.

Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.

2 Lending criteria, limits, conditions and fees apply. Applications are subject to credit approval.

Great Southern Bank Business+
Business+ BSB: 834 472