Business overdraft

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Business Overdraft

Features & benefits Rates & fees How to apply

Features & benefits

Whether you’re looking for the perfect commercial space, want to expand or refinance, our low-interest business loans can help get you there and beyond.

$0 Monthly service fees

Leaving you with more money to invest in your business.

Only pay interest on your debit balances

No line fees or facility fees.

Flexible repayments

If the debit balance on your account doesn't exceed the approved limit there's no need for monthly repayment.

Options to secure

Overdrafts can be secured through residential or commercial property.

Rates & fees

Investing in your business shouldn’t cost you extra. That’s why we don’t charge you unnecessary monthly fees or penalties for paying your loan off early.

For full details, see the Business Schedule of Fees.

Interest rate

Residential Security

5.20

p.a.

Commercial Security

6.10

p.a.

Rates are available to approved business applicants for commercial purposes only.

Fees

Business Overdraft Service fee

Overdraft line fee

Overdraft establishment fee

From $750

Securities Administration Fee (secured only)

$235

Other fees may apply. For a full list of all fees, please refer to our Business Schedule of Fees.

How to apply

Complete the enquiry form and one of our friendly Business Banking Specialists will contact you shortly.

Eligibility

Business overdrafts may be suitable for:

Sole traders
Partnerships
Companies
Trusts
Co-operatives
Incorporated Associations

Enquire now

You might also be interested in

Business Loans

Buy a commercial space or expand your business with the help of a business loan.

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Unsecured Overdraft

Manage your cashflow easily without compromising your business goals.

Find out more

Equipment Finance

Exclusive offers from GetCapital for equipment finance.

Find out more

Get in touch

We are here to help.

Call 1300 767 506

Mon - Fri: 8:00am - 7:00pm (AEST)
Sat: 8:00am - 4:00pm (AEST)

email businessbanking@gsb.com.au

Get in touch with our friendly staff

Important Information

Rates as of 13 April 2021.

Loans are issued by Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply. Ask us for details.

Rates are available to approved business applicants for commercial purposes only.