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Features & benefits

Whether you’re looking for the perfect commercial space, want to expand or refinance, our low-interest business loans can help get you there and beyond.
$0 Monthly service fees
Leaving you with more money to invest in your business.
Only pay interest on your debit balances
No line fees or facility fees.
Flexible repayments
If the debit balance on your account doesn't exceed the approved limit there's no need for monthly repayment.
Options to secure
Overdrafts can be secured through residential or commercial property.

Rates & fees

Investing in your business shouldn’t cost you extra. That’s why we don’t charge you unnecessary monthly fees or penalties for paying your loan off early.

For full details, see the Business Schedule of Fees.

Interest rate

Residential Security
Commercial Security

Rates are available to approved business applicants for commercial purposes only.


Business Overdraft Service fee
Overdraft line fee
Overdraft establishment fee
From $750
Securities Administration Fee (secured only)

Other fees may apply. For a full list of all fees, please refer to our Business Schedule of Fees.

How to apply

Complete the enquiry form and one of our friendly Business Banking Specialists will contact you shortly.


Business overdrafts may be suitable for:

  • Sole traders
  • Partnerships
  • Companies
  • Trusts
  • Co-operatives
  • Incorporated Associations

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Business Loans

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Unsecured Overdraft

Manage your cashflow easily without compromising your business goals.

Equipment Finance

Exclusive offers from GetCapital for equipment finance.

Get in touch

We are here to help.

Mon - Fri: 8:00am - 7:00pm (AEST)
Sat: 8:00am - 4:00pm (AEST)

Get in touch with our friendly staff

Important Information

Rates current as at 13 April 2021 and subject to change.  For Principal and Interest and Interest Only loans.

Loans are issued by Great Southern Bank a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply. Ask us for details.

Rates are  available to approved business applicants for commercial purposes only.