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Features & benefits

There are times your working capital can be affected by natural cash flow fluctuations in your business. A business overdraft allows you to manage these times without compromising your business capacity or relationships.
$0 Monthly service fees
Leaving you with more money to invest in your business.
Only pay interest on your debit balances
No line fees or facility fees.
Flexible repayments
If the debit balance on your account doesn't exceed the approved limit there's no need for monthly repayment.
Options to secure
Overdrafts can be secured through residential or commercial property.

Rates & fees

Investing in your business shouldn’t cost you extra. That’s why we don’t charge you unnecessary monthly fees or penalties for paying your loan off early.

For full details, see the Business Lending Schedule of Fees.

Interest rate

Residential Security
Commercial Security

Rates are available to approved business applicants for commercial purposes only.


Business Overdraft Service fee
Overdraft line fee
Overdraft establishment fee
Securities Administration Fee (secured only)

Other fees may apply. For a full list of all fees, please refer to our Business Lending Schedule of Fees.

How to apply

Complete the enquiry form and one of our friendly Business Banking Specialists will contact you shortly.


Business overdrafts may be suitable for:

  • Sole traders
  • Partnerships
  • Companies
  • Trusts
  • Co-operatives
  • Incorporated Associations
You might also be interested in
Business Loans

Buy a commercial space or expand your business with the help of a business loan.

Everyday Business Account

Keep your business running smoothly with an Everyday Business Account.

Get in touch

We are here to help.

Mon - Fri: 8:30am - 5:00pm (AEST)

Get in touch with our friendly staff

Important Information

For important information, view the contents of our Business Lending Terms and Conditions brochure here.

Rates current as at 23 November 2023 and subject to change.  For Principal and Interest and Interest Only loans.

Loans are issued by Great Southern Bank a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply. Ask us for details.

Rates are  available to approved business applicants for commercial purposes only.