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Features & benefits

A Great Southern Bank Everyday Edge Account offers a world of features and benefits designed to make your everyday banking a little easier.
$0 monthly account keeping fees
Your money's yours to spend how you like.
Unlimited fee-free transactions
Enjoy fee-free card purchases or cash-out transactions in-store. Plus, free access to thousands of ATMs nationwide.
Refund of international card transaction fees
Wave goodbye to international card transaction fees* when shopping online with your Great Southern Bank Visa Debit card.
Earn bonus interest on your Home Saver Account
Earn 2.55% p.a.+ on savings in your Home Saver Account when you receive deposits totaling $2,000 or more by electronic transfer into your Everyday Edge Account and make five or more Visa Debit card purchases from your Everyday Edge Account each month.
Tap and pay with your smart device
No wallet? No worries. Use your smart device to tap and pay at the checkout with Google Pay™, Apple Pay or Samsung Pay.^ Learn more about digital wallets.
VISA Debit card
You can use your fee-free Great Southern Bank Visa Debit card to make secure online purchases, plus tap and pay quickly at the checkout.^^
Everyday better banking. Great Southern Bank everyday accounts.
From easy, fast payments to account notifications to saving money as you spend, our everyday accounts offer so much more for your everyday banking.
The Boost

A great way to save as you spend.

Notifications

Always know what’s happening with your accounts.

PayID

Pay or be paid almost instantly with just an email address or phone number.

The process
1. Apply online
Complete our online application and we’ll check your ID instantly. If your ID check can’t be completed online, don’t worry - we’ll help you with next steps.
2. Get your card
Once your account has been opened, your Great Southern Bank Visa Debit card should arrive in the mail within seven days.^^
3. Switch your regular payments
We can help you to switch your salary and regular payments to your new account.
Eligibility
New to Great Southern Bank
  • You must be aged 18 or over
  • You must be an Australian resident
  • An email address and a mobile number
  • One form of ID such as your driver’s licence, passport or Medicare card
Existing Great Southern Bank account holder
  • Your existing customer number
  • Access to Great Southern Bank Online Banking
Get in touch
We're here to help.
Call 133 282

Mon - Fri: 8:00am - 7:00pm (AEST)
Sat: 8:00am - 4:00pm (AEST)

Find a branch
Speak to one of our friendly staff at a branch near you.
Connect online
Chat to us or browse help topics and FAQs.
FAQS

Frequently asked questions

Who is Great Southern Bank?

Great Southern Bank is the trading name of Credit Union Australia Limited (CUA), Australia’s largest Customer Owned Bank. You may have previously known us as CUA.

For over 75 years we’ve helped our customers manage their money. We do this by providing clever products and smart tools that help you reach your financial goals sooner. Plus, being customer-owned means that our profits go back into our products and services, not shareholders.

We love helping people reach their financial goals and we can’t wait to help you reach yours, whatever they may be. Contact us to get started, we’re here to help!

How do I switch to Great Southern Bank?

Switching to Great Southern Bank is easier than you think and takes less than five minutes! All you need to do is open an account. It’s that simple.

Plus, we can help you switch your salary, direct debits, and regular payments to your brand-new Everyday Edge Account.

What bank accounts are available at Great Southern Bank?

Everyone is different, so it makes sense that we have more than one type of bank account.

Follow the links below to view our other bank accounts and find the one that suits you best.

Can I access tap and pay with an Everyday Transaction Account?

Yes. You’ll get a Visa Debit Card with your Everyday Transaction account that can also be used with Google PayTM, Apple Pay and Samsung Pay.

You’ll never feel weighed down by your wallet when you can use your phone to tap and pay securely at the checkout.

Can I do my banking on my mobile phone?

Absolutely. Simply download our mobile banking app to do your banking anywhere from the convenience of your phone.

Can I do my banking online?

Yes. Great Southern Bank Online Banking is easy to use, convenient and secure. As a new customer you'll be set up with online banking as soon as you apply.

If you are already a customer, you can register for online banking in less than a minute and get started straight away.

How secure is mobile banking and online banking?

We take security very seriously and have several features to keep your online and mobile banking safe and secure.

For starters, you’ll always need your customer number and password to log in to digital banking. You can also take advantage of our special features for extra security and peace of mind.

Our key security features include:

While we take proactive steps to fight fraud, it’s important that our customers also take an active role in keeping their accounts secure.

Our online security checklist contains more tips and tricks to keep your account secure. And as always, never share your password with anyone.

You might also be interested in

Home Saver

Reach your dream of homeownership sooner with bonus interest on your savings.

Important Information

Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL 238317. Conditions, fees and charges apply. This is general information and does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information, including the Terms and Conditions (T&Cs) booklet, before acting on it. The Financial Claims Scheme may apply to this product; refer to the T&Cs for more information.

The Everyday Edge Account does not earn interest.

* A fee rebate will be applied to your Everyday Edge Account on the first day of the next calendar month for all Great Southern Bank Visa Debit International Transaction Fees and Great Southern Bank Overseas ATM Cash Withdrawal Fees debited during the current calendar month if, prior to the last day of that calendar month: A. You receive deposits totalling $2,000 or more by electronic transfer (excluding telegraphic transfer) from a non-Great Southern Bank account into your Everyday Edge Account; and B. At least 5 Visa Debit card purchases have been processed from your Everyday Edge Account and are not in pending status (excludes ATM withdrawals, eftpos cash out, balance enquiries and Bank@Post transactions). International non-Great Southern Bank fees may apply. Excludes eftpos Debit Card international transaction fees.

+ Rates current as at 12 August 2022. Rates and bonus interest criteria are subject to change. Interest is calculated daily and paid monthly. The base rate of interest is payable on the whole balance held in your Home Saver Account. Bonus interest is applied on top of the base rate on balances up to $100,000 in a calendar month if, prior to the last day of that calendar month:
A. You receive deposits totalling $2,000 or more by electronic transfer (excluding telegraphic transfer) from a non-GSB account into your Everyday Edge Account/s; and
B. At least 5 Visa Debit card purchases have been processed from your Everyday Edge Account/s and are not in pending status (excludes ATM withdrawals, eftpos cash out, balance enquiries and Bank@Post transactions).

^ Google Pay is a trademark of Google LLC. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Mobile network provider charges may apply. Access is subject to availability and maintenance, refer to our website for more information.

^^ To view the Target Market Determination for Debit Cards, please click here.

To view the Target Market Determination for this product, please click here.