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Great Southern Bank Blog

Guides, tips and ideas to help you at every stage.

Joint accounts: what you need to know

Opening a joint bank account could help you save money. Read here to find out the many benefits you and your partner can benefit from together.

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Why choosing a responsible bank doesn’t have to be more expensive

Contrary to popular opinion, a responsible bank needn’t cost more. In fact, it can actually save you money in the long run.

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How to achieve your financial goals in a cost-of-living crisis

Don’t be discouraged by the doom and gloom in the media. Our clever products and tools can help you get ahead even in uncertain times.

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Opening a bank account for your child

Learn about the benefits of setting up a youth account for your little savers, and what to look for when considering a youth bank account.

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What’s the difference between a transaction account and a savings account?

Find out the key attributes of each, and which best suits your needs.

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Personal loan vs credit cards

Would a personal loan or credit card be a better option? Discover the difference between these two ways of gaining access to money and choose the right one for you.

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Does applying for a personal loan affect my credit score?

Personal loans can affect your credit score in a few different ways, both positively and negatively. Here's what you need to know before you apply.

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Should you renovate with a home loan or personal loan?

Thinking of renovating? Check out the pros and cons of using a home loan vs a personal loan to fund a renovation.

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I need $5K what are my options?

When the unexpected happens and your savings can’t cover it, what are your borrowing options? We look at personal loans, credit card options and more.

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The pros and cons of buying new and used cars

You're ready to upgrade your wheels or say goodbye to public transport and hello to the open road via car ownership.

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Offset accounts explained

An offset account could save you thousands of dollars in interest and help you pay off your home loan sooner. Here’s how it works.

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How to achieve financial wellbeing

Learn about how to achieve financial wellbeing. Being in full control of your money & make plans for the future. Read these smart tips

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The pros and cons of buying a home versus renting

Choosing between purchasing a house and renting is one of the biggest financial decisions. Discover the advantages and disadvantages of renting vs buying a home

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How to buy a home before you turn 30

For first-timers, there are loads of incentives, schemes and grants that can help you get your foot onto the property ladder. Read about to buy a home.

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Tips for buying a private sale car

Are you looking at buying a car through a private sale? Have you done this before? It's quite different than going to a yard. Make sure you're fully informed.

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5 things tenants and landlords should know

Did you know that when leasing a property in Australia, the onus is on owners to make sure the property meets the standards of their State's Tenancies Act?

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The extra costs of buying a home and how to minimise them

Your home is the biggest thing you'll ever pay for. Sadly the cost doesn't come in one neatly packaged bundle. That's why budgeting properly is a good move.

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Personal loans vs Home loan top-up: Which is right for you

If you're looking to upgrade your car or renovate your home, you're possibly considering borrowing money to finance it.

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5 Online shopping security tips to save you

2020 saw an explosion of online shopping. How do you know that it's secure to shop online? We have 5 ways to make it safe and secure for you.

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Digital banking is more secure than you think

Digital banking can be more secure than other, more traditional methods of banking. Why are there so many misconceptions regarding scams and the security?

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Five tips for insuring a new car

What should you look out for when insuring a new car to make sure you get the protection you need at the best price?

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Six ways to save when you buy a car

Tips from a money expert to help make sure you get the best deal possible when you go to buy a new car.

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What is loan to value ratio (LVR) and how do I calculate it?

What is Loan to Value Ratio (LVR) and how do you calculate it? Great Southern Bank's guide offers insights on this important financial concept.

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What is loan to value ratio (LVR) and how do I calculate it?

What is Loan to Value ratio? What's it mean to you? How do you calculate it? All these answers and more to help guide you to buying a property.

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