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Why insure with HBF Health?

Over 1 million Australians nationwide trust HBF with their health insurance.
Not run by shareholders
HBF is a not-for-profit health fund. With no shareholders to pay, they can focus on giving more back to their members.
100% back on some extras
Get 100% back, up to your annual limits, on select extras service when provided by participating Member Plus dental, optical and pharmacy providers.^
Flexible cover
Mix and match HBF hospital and extras products to create cover that best suits your needs.
Switching is easy
Switch from your current health fund in 3 simple steps. Learn more and switch online.
Need health insurance?
See HBF for affordable cover options today.
Find the right HBF health insurance for you in
3 minutes
Choose what you want cover for, and HBF will find their best cover to suit you.
HBF’s recommendation tool

Get even more value with HBF Health Insurance

Looking after your health means much more than just health insurance, that’s why HBF health members get access to a range of member benefits.
  • Join the gym for less  with discounts with Snap Fitness*
  • Work out in style  with discounted gear from Running Warehouse Australia when purchased online.*
  • Take time out and enjoy discounted movie tickets at a range of cinemas*
  • HBF members receive discounts on select designer sunglasses and contact lenses*

Contact HBF
Mon - Fri: 7:00am - 9:00pm (AEST)
Sat: 8:00am - 6:00pm (AEST)

Important Information

^Member Plus providers available in select states. Benefits are payable up to applicable annual limits and only for services and programs approved by HBF and delivered by providers that are approved by HBF. Waiting periods may apply before benefits are payable

* Visit for a full list of participating retailers. Terms and conditions may apply.

Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959 AFSL 238317 may receive a commission of up to 10% of the estimated annual premium of your policy. This commission is paid to Great Southern Bank by HBF and is not included in your premium amount.