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Why insure with HBF Health?

With over 80 years’ experience, it’s no wonder we are Australia’s most trusted private health insurer.~
Most trusted health fund
Trusted by over 1 million members nationwide, HBF is known for putting its members before profit. If you’re looking for peace of mind at an affordable price, you can depend on HBF.
100% back on some extras
Get 100% back, up to your annual limits, on select extras service when provided by participating Member Plus dental, optical and pharmacy providers.^
Flexible cover
Mix and match HBF hospital and extras products to create cover that best suits your needs.
Switching is easy
Switch from your current health fund in 3 simple steps. Learn more and switch online.
Find the right HBF health insurance for you in
3 minutes
Choose what you want cover for, and HBF will find their best cover to suit you.
HBF’s recommendation tool

Get even more value with HBF Health Insurance

Looking after your health means much more than just health insurance, that’s why HBF health members get access to a range of member benefits.
  • Join the gym for less  with discounts with Snap Fitness*
  • Work out in style  with discounted gear from Running Warehouse Australia when purchased online.*
  • Take time out and enjoy discounted movie tickets at a range of cinemas*
  • HBF members receive discounts on select designer sunglasses and contact lenses*

Contact HBF
Mon - Fri: 8:00am - 9:00pm (AEDT)
Sat: 9:00am - 6:00pm (AEDT)

Important Information

~Roy Morgan Net Trust Survey 2021

^Member Plus providers available in select states. Benefits are payable up to applicable annual limits and only for services and programs approved by HBF and delivered by providers that are approved by HBF. Waiting periods may apply before benefits are payable

* Visit hbf.com.au/why-hbf/momentum for a full list of participating retailers. Terms and conditions may apply.

Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959 AFSL 238317 may receive a commission of up to 10% of the estimated annual premium of your policy. This commission is paid to Great Southern Bank by HBF and is not included in your premium amount.