Exceptional Everyday Account 2025
If you’re looking for a way to save smarter, The Boost is a clever tool to get you saving every time you spend.
It works by simply setting an amount between $0.01 and $5 to transfer from your Everyday Edge Account to your Great Southern Bank savings account every time you use your Great Southern Bank Visa Debit card.
Avoid the temptation to dip into your savings by hiding your account in The Vault.
Save every time you spend with this smart tool.
Always know what's happening with your accounts.
Australian residents aged 18+ can open an Everyday Edge Account.
Simply grab your ID and follow the application prompts.
You can add your new debit card to a digital wallet, set up automatic payments and use the app straight away.
Notifications can tell you when a transfer is made or your account drops below a certain amount.
An extra layer of security when making bank transfers or paying someone new.
Misplaced your card? Lock it and avoid suspicious activity while you search or order a replacement.
We've been helping our customers manage their finances since 1946. These days, more than half a million people trust us with their banking and insurance needs.
But don't just take our word for it. Here's what some of them have got to say.
Have a question about our transaction accounts? We’re here to help.
The Everyday Edge Account is designed to be free for most everyday banking uses. You won’t be charged an account keeping fee or to use an ATM, and you can make as many purchases as you like.
Everyday Edge Account rates and fees
For further information and details, see all Schedule of Fees, Accounts, and Access Facilities and Terms & Conditions.
Switching to Great Southern Bank is easier than you think and takes less than five minutes! All you need to do is open an account. It’s that simple.
Plus, we can help you switch your salary, direct debits, and regular payments to your brand-new Everyday Edge Account.
Everyone is different, so it makes sense that we have more than one type of bank account.
Follow the links below to view our other bank accounts and find the one that suits you best.
A transaction account (sometimes known as an ‘everyday account’) is used for day-to-day banking such as paying bills, shopping, and transferring or receiving funds. Savings accounts, on the other hand, are designed to grow your bank balance.
Typically, this means that transaction accounts don’t pay interest (although there are exceptions such as our Everyday 50+ Account), whereas savings accounts do. Some, such as our Home Saver, Goal Saver, and Future Saver accounts, even offer bonus interest when certain eligibility criteria are met.
You can open a transaction account with as little as $1. There is no minimum or maximum amount to keep in your transaction account. All you need to do is ensure you have enough funds to cover the purchases you make.
Yes. You’ll get a Visa Debit Card with your Everyday Transaction account that can also be used with Google PayTM, Apple Pay and Samsung Pay.
You’ll never feel weighed down by your wallet when you can use your phone to tap and pay securely at the checkout.
Simply register for online banking or download our mobile banking app and follow the prompts.
Great Southern Bank is the trading name of Credit Union Australia Limited. You may have previously known us as CUA.
For over 75 years we’ve helped our customers manage their money. We do this by providing clever products and smart tools that help you reach your financial goals sooner. Plus, being customer-owned means that our profits go back into our products and services, not shareholders.
We love helping people reach their financial goals and we can’t wait to help you reach yours, whatever they may be. Contact us to get started, we’re here to help!
Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL 238317. Conditions, fees and charges apply. This is general information and does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information, including the Terms and Conditions (T&Cs) booklet, before acting on it. The Financial Claims Scheme may apply to this product; refer to the T&Cs for more information.
Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.
The Everyday Edge Account does not earn interest.
1 A fee rebate will be applied to your Everyday Edge Account on the first day of the next calendar month for all Great Southern Bank Visa Debit International Transaction Fees and Great Southern Bank Overseas ATM Cash Withdrawal Fees debited during the current calendar month if, prior to the last day of that calendar month: A. You receive deposits totalling $2,000 or more by electronic transfer (excluding telegraphic transfer) from a non-Great Southern Bank account into your Everyday Edge Account; and B. At least 5 Visa Debit card purchases have been processed from your Everyday Edge Account and are not in pending status (excludes ATM withdrawals, eftpos cash out, balance enquiries and Bank@Post transactions). International non-Great Southern Bank fees may apply.
2 Rates current as at 09 June 2026. Rates and bonus interest criteria are subject to change. Interest is calculated daily and paid monthly. The base rate of interest is payable on the whole balance held in your Home Saver Account. Bonus interest is applied on top of the base rate on balances up to $100,000 in a calendar month if, prior to the last day of that calendar month:
A. You receive deposits totalling $2,000 or more by electronic transfer (excluding telegraphic transfer) from a non-GSB account into your Everyday Edge Account/s; and
B. At least 5 Visa Debit card purchases have been processed from your Everyday Edge Account/s and are not in pending status (excludes ATM withdrawals, eftpos cash out, balance enquiries and Bank@Post transactions).
3 Mobile network provider charges may apply. Access is subject to availability and maintenance, refer to our website for more information.
4 Terms and conditions apply. See page 7 of our Schedule of Fees for more information about our dishonour, overdrawn and credit service fees.
Google Pay and the Google Logo are trademarks of Google LLC. Payments using Google Pay are available for NFC enabled phones running on Android Lollipop 5.0 or above.
Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/km207105.
Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countrie.
Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd.
To view the Target Market Determination for Debit Cards, please click here.
To view the Target Market Determination for this product, please click here.
Fee rebates for international transaction fees and overseas ATM cash withdrawal fees are paid monthly when you:
Eligibility criteria needs to be met before the last day of the calendar month and is paid on the first day of the next calendar month.
The Everyday Edge Account has been designed for customers aged 18+ who want a low fee product with features such as international card transaction fee rebates.
This product may not be right for you, if you:
