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Putting customers first for 75 years
Visa cards to suit your lifestyle
Smart tools to help you save

Features & benefits

$0 account keeping fees
Everyday banking shouldn't cost you money. That’s why we don’t charge you monthly account keeping fees.
Unlimited fee-free transactions
Enjoy fee-free card purchases and cash-out transactions in-store. Plus, free access to thousands of ATMs nationwide.
$0 international fees
Wave goodbye to international card transaction fees1 when shopping online with your Great Southern Bank Visa Debit card. Eligibility criteria applies.
Earn bonus interest on your Home Saver Account2
You could earn 5.25% interest each month.2 When you bundle your Home Saver Account with an Everyday Edge Account. Eligibility criteria applies.

Trusted by Australians for over 75 years

We've been helping our customers manage their finances since 1946. These days, more than half a million people trust us with their banking and insurance needs.
But don't just take our word for it. Here's what some of them have got to say.

“It was easy to open a new account and the staff member Vickie was very helpful, informative, friendly and personable.”
“Simple process, entirely online, with clear instructions and quick to complete - Yah!”
“Your customer service officer Tim at browns plains went out of his way to satisfy me about every question I asked him. Will highly recommend this bank to my friends.”

Power-up your savings with The Boost

If you’re looking for a way to save smarter, The Boost is a clever tool to get you saving every time you spend.

It works by simply setting an amount between $0.01 and $5 to transfer from your Everyday Edge Account to your Great Southern Bank savings account every time you use your Great Southern Bank Visa Debit card.

Boost saving code
Your monthly spend
You can save
per month!
Clever ways to save
The Vault

Avoid the temptation to dip into your savings by hiding your account in The Vault.

The Boost

Save every time you spend with this smart tool.


Always know what's happening with your accounts.

Get started today
1. Who can apply?

Australian residents aged 18+ can open an Everyday Edge Account.

2. Apply online

Simply grab your ID and follow the application prompts.

3. Start banking instantly

You can add your new debit card to a digital wallet, set up automatic payments and use the app straight away.


Transaction Account

Have a question about our transaction accounts? We’re here to help.

What are the rates and fees?

The Everyday Edge Account is designed to be free for most everyday banking uses. You won’t be charged an account keeping fee or to use an ATM, and you can make as many purchases as you like.

Everyday Edge Account rates and fees

Account keeping fees
Save the extra cash or spend as you like.
ATM fees
Free access to thousands of ATMs nationwide.
Transaction fees (domestic)
No fee for card purchases, tap and pay, Eftpos cash out, and online shopping.
Transaction fees (International)
Including international websites and using your card overseas. Eligibility criteria applies.1
Overdrawn fees
If you accidentally overdraw your account.4

For further information and details, see all Schedule of Fees, Accounts, and Access Facilities and Terms & Conditions.

How do I switch to Great Southern Bank?

Switching to Great Southern Bank is easier than you think and takes less than five minutes! All you need to do is open an account. It’s that simple.

Plus, we can help you switch your salary, direct debits, and regular payments to your brand-new Everyday Edge Account.

What bank accounts are available at Great Southern Bank?

Everyone is different, so it makes sense that we have more than one type of bank account.

Follow the links below to view our other bank accounts and find the one that suits you best.

How is a transaction account different from a savings account?

A transaction account is designed for everyday use such as salary deposits and paying for groceries, fuel, and entertainment. You’ll receive a debit card to make transactions online and at the shops and you can conveniently add your card to a digital wallet.

Savings accounts are designed to help you build up your savings. There is no debit card attached to the account, which can reduce the temptation to spend your hard-earned cash. Savings accounts usually have a higher interest rate which can help you reach your savings goals faster.

Did you know? You can earn bonus interest on your savings by pairing an Everyday Edge Account with our Goal Saver or Home Saver Accounts?

How much should you have in your transaction account?

You can open a transaction account with as little as $1. There is no minimum or maximum amount to keep in your transaction account. All you need to do is ensure you have enough funds to cover the purchases you make.

Can I access tap and pay with an Everyday Transaction Account?

Yes. You’ll get a Visa Debit Card with your Everyday Transaction account that can also be used with Google PayTM, Apple Pay and Samsung Pay.

You’ll never feel weighed down by your wallet when you can use your phone to tap and pay securely at the checkout.

How do I access online and mobile banking?

Simply register for online banking or download our mobile banking app and follow the prompts.

Who is Great Southern Bank?

Great Southern Bank is the trading name of Credit Union Australia Limited. You may have previously known us as CUA.

For over 75 years we’ve helped our customers manage their money. We do this by providing clever products and smart tools that help you reach your financial goals sooner. Plus, being customer-owned means that our profits go back into our products and services, not shareholders.

We love helping people reach their financial goals and we can’t wait to help you reach yours, whatever they may be. Contact us to get started, we’re here to help!

Tap & Pay with your phone

No wallet? No worries. If you have a smart phone, you can use it to tap and pay securely at the checkout.
Google Pay™
Google Pay™
Google Pay can be used at any contactless payment terminal for any instore purchases.3
Apple Pay
Apple Pay
Anywhere you can tap your card and pay, you can use Apple Pay too.3
Samsung Pay
Samsung Pay
Make payments in a matter of seconds anywhere you would normally pay with your Great Southern Bank Visa Debit card.3
Important Information

Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL 238317. Conditions, fees and charges apply. This is general information and does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information, including the Terms and Conditions (T&Cs) booklet, before acting on it. The Financial Claims Scheme may apply to this product; refer to the T&Cs for more information.

Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.

The Everyday Edge Account does not earn interest.

1 A fee rebate will be applied to your Everyday Edge Account on the first day of the next calendar month for all Great Southern Bank Visa Debit International Transaction Fees and Great Southern Bank Overseas ATM Cash Withdrawal Fees debited during the current calendar month if, prior to the last day of that calendar month: A. You receive deposits totalling $2,000 or more by electronic transfer (excluding telegraphic transfer) from a non-Great Southern Bank account into your Everyday Edge Account; and B. At least 5 Visa Debit card purchases have been processed from your Everyday Edge Account and are not in pending status (excludes ATM withdrawals, eftpos cash out, balance enquiries and Bank@Post transactions). International non-Great Southern Bank fees may apply. Excludes eftpos Debit Card international transaction fees.

2 Rates current as at 07 November 2023. Rates and bonus interest criteria are subject to change. Interest is calculated daily and paid monthly. The base rate of interest is payable on the whole balance held in your Home Saver Account. Bonus interest is applied on top of the base rate on balances up to $100,000 in a calendar month if, prior to the last day of that calendar month:

A. You receive deposits totalling $2,000 or more by electronic transfer (excluding telegraphic transfer) from a non-GSB account into your Everyday Edge Account/s; and

B. At least 5 Visa Debit card purchases have been processed from your Everyday Edge Account/s and are not in pending status (excludes ATM withdrawals, eftpos cash out, balance enquiries and Bank@Post transactions).

3 Mobile network provider charges may apply. Access is subject to availability and maintenance, refer to our website for more information.

4 Terms and conditions apply. See page 7 of our Schedule of Fees for more information about our dishonour, overdrawn and credit service fees.

Google Pay and the Google Logo are trademarks of Google LLC. Payments using Google Pay are available for NFC enabled phones running on Android Lollipop 5.0 or above.

Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see

Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countrie.

Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd.

To view the Target Market Determination for Debit Cards, please click here.

To view the Target Market Determination for this product, please click here.