Better banking for Carlton members
Switch to the bank that backs the Blues, and you!
We've proudly backed the Blues since 2018 and helped Aussies achieve their financial goals since Bob Chitty was captain.
Our best & fairest saver with no hoops
Everyday Saver is a low-fuss, high-performing savings account. Earn healthy interest on balances big or small, without the hassle of bonus interest conditions.
- No bonus interest conditions
- $0 monthly account fee
- For all ages
Bonus savings with kick
A little extra effort gets you a whole lot of reward with these bonus interest savings accounts.
- Earn bonus interest when you use your Everyday Edge Account each month
- $0 monthly account fees
Interest rate made up of 0.50% p.a. base rate and 4.75% p.a. bonus rate
Interest rate made up of0.50% p.a. base rate and 4.85% p.a. bonus rate
Compare savings accounts and get a detailed look at the features
Give your kids a head start
Successful savers start early. Here's why you'll love the Youth eSaver for your loved one:
- For newborns to 17 year olds4
- $0 monthly fees
- Generous interest rates
- Family and friends can contribute easily
Frequently asked questions
To be eligible for the Carlton Offer, you’ll need to meet the following conditions:
- Must be a Carlton member, player or staff.
- Take out an Owner Occupier or Investor home loan within the promotion period.
- Minimum total new loan amount must be $250,000 or more.
- Offer will be available for new applications received between 26 February 2026 to 28 February 2027 and settled before 30 May 2027.
- Meet all other terms and conditions.
No. As long as one of the applicants is a Carlton member, player, or staff this offer will apply (subject to meeting all other eligibility criteria).
No. As long as you meet the eligibility criteria you can receive this offer on any number of properties.
There are some exclusions to our Carlton offer.
- Equity lines of credit, bridging loans or business loans.
- Internal refinances, top ups or switching of any existing Great Southern Bank or Credit Union Australia home loans.
- Loans to businesses, companies, trusts, non-resident borrowers and other non-natural persons.
- Not available in conjunction with other offers including, any cashback offers, Green Home offer, Extended Loan term or government scheme.
You can earn bonus interest on your savings when you have either a Goal Saver, Home Saver, Future Saver account.
Goal Saver account:
- Deposit a total of $500 or more via electronic transfer from a non-Great Southern Bank account into your Everyday Edge accounts; and
- Make five or more Visa Debit card purchases from your Everyday Edge accounts each month.
Deposits of $500 or more could be achieved by having your pay transferred to your Everyday Edge account or by making a single payment of $500 or more each month from a non-Great Southern Bank account.
Your purchases can be made from multiple Everyday Edge accounts to qualify, as long as they total five or more per month.
Please note that bonus interest is awarded on balances up to $50,000 (the portion of your account balance over $50,000 will earn the base rate of interest).
Home Saver account:
- Deposit a total of $2,000 or more via electronic transfer from a non-Great Southern Bank account into your Everyday Edge accounts; and
- Make five or more Visa Debit card purchases from your Everyday Edge accounts each month.
Deposits of $2,000 or more could be achieved by having your pay transferred to your Everyday Edge account or by making a single payment of $2,000 or more each month from a non-Great Southern Bank account.
Your purchases can be made from multiple Everyday Edge accounts to qualify, just as long as they total five or more per month.
Please note that bonus interest is awarded on balances up to $100,000 (the proportion of your account balance over $100,000 will earn the base rate of interest).
Future Saver account:
- Increase the balance of your Future Saver account by $250 before the end of each month (excluding interest payments, withholding tax and fees) to earn bonus interest.
Please note that the top rate of bonus interest is awarded on balances up to $500,000 (the portion of your account balance over $500,000 will earn the bonus interest rate for that balance tier).
Definitely! You can withdraw funds from your account at any time without losing your interest. This is true for the:
New customers under 18 years must apply in-branch or by calling 133 282.
Yes. Money placed in a savings account with a bank, building society or credit union is protected by the Australian Government’s Financial Claims Scheme (FCS).
The scheme protects deposits up to $250,000 per person, per financial institution. In the unlikely event that a financial institution closes you’ll have the peace-of-mind that your money is safe.
Yes, we have four accounts that can be opened in joint names. These are our Goal Saver, Home Saver, Future Saver and Everyday Saver accounts.
Keep in mind that each customer can only have one Goal Saver, Home Saver and Future Saver account.
Please note, if you’re keen to earn bonus interest on your Goal Saver or Home Saver accounts, any Everyday Edge account in your name can be used to earn bonus interest. This means the deposits and transactions on an Everyday Edge account in just your name or joint names can count towards the bonus interest criteria.
We certainly do! We offer a range of different term deposits to help you achieve your savings goals, all with $0 monthly account fees.
Great Southern Bank is the trading name of Credit Union Australia Limited. You may have previously known us as CUA.
For over 75 years we’ve helped our customers manage their money. We do this by providing clever products and smart tools that help you reach your financial goals sooner. Plus, being customer-owned means that our profits go back into our products and services, not shareholders.
We love helping people reach their financial goals and we can’t wait to help you reach yours, whatever they may be. Contact us to get started, we’re here to help!
We’re all different, so we have a range of transaction and high-interest savings accounts to help you manage your money in smart ways.
Follow the links below to view our other bank accounts and find the one that suits you best.
Switching to Great Southern Bank is easy. It only takes five minutes to open an account.
Once your account is open, we can help you switch your salary, direct debits, and regular payments to your brand-new Everyday Account.
Great Southern Bank is a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, conditions, fees and charges apply. This is general information and does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information, including the relevant Terms and Conditions (T&Cs) booklet or disclosure documents, before acting on it.
Home Loans:
+ Offers only available to Carlton Football Club members, full time or permanent part time staff and Carlton Football Club contracted players. Available through Great Southern Bank Branches or via the website. Great Southern Bank intends that this offer will be available for new applications received between 26 February 2026 to 28 February 2027 and settled before 30 May 2027. Minimum aggregate loan amount is $250,000 and applies to new lending only. Maximum Loan to Value Ratio applies and includes Lenders Mortgage Insurance and Great Southern Bank loan setup fees where applicable. Discount available on selected variable and fixed rate products advertised by Great Southern Bank with discount to be applied to our advertised rate on the date of your application being unconditionally approved or at settlement (for fixed rate loans). On expiry of the fixed rate period, the loan reverts to the Basic Variable Reference Rate relevant to your loan purpose and repayment type which applies at the time of expiry. Securities administration fee and other fees may apply as per our Lending Schedule of Fees. Great Southern Bank may withdraw or amend this offer at any time without notice. A change in your loan purpose, your repayment type or your loan product will permanently end your entitlement to the discount. This offer is not available in conjunction with any other offer, including but not limited to, any cashback offers, Green Home offer, Extended Loan term or government schemes.
Savings Accounts:
The Financial Claims Scheme may apply to this product; refer to the T&Cs for more information. Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.
Interest is calculated daily on whole balances and paid monthly.
Rates current as at 7 October 2026. Rates and bonus interest criteria are subject to change.
1 Everyday Saver: Available to new and existing customers. A maximum of six accounts per customer. Interest is calculated daily on whole balances and paid monthly. Rate applies on a stepped basis - each rate applies to the portion of the total balance that falls within that balance bracket. Refer to the interest rate schedule for current interest rates.
2 Interest is calculated daily and paid monthly. The base rate of interest is payable on the whole balance held in your Home Saver Account. Bonus interest is applied on top of the base rate on balances up to $100,000 in a calendar month if, prior to the last day of that calendar month:
A) You receive deposits totalling $2,000 or more by electronic transfer (excluding telegraphic transfer) from a non-Great Southern Bank account into your Everyday Edge Account/s; and
B) At least 5 Visa Debit card purchases have been processed from your Everyday Edge Account/s and are not in pending status (excludes ATM withdrawals, EFTPOS cash out, balance enquiries and Bank@Post transactions).
3 Interest is calculated daily and paid monthly. The base rate of interest is payable on the whole balance held in your Goal Saver Account. Bonus interest is applied on top of the base rate on balances up to $50,000 in a calendar month if, prior to the last day of that calendar month:
A) You receive funds of $500 or more by electronic transfer (excluding telegraphic transfer) from a non-Great Southern Bank bank account into your Everyday Edge Account; and
B) At least 5 settled (not pending) Visa Debit card purchase transactions (card present and card not present transactions but excluding ATM withdrawals, balance enquiries, Bank@Post transactions, cash advances and EFTPOS cash out only transactions) have been processed from your Everyday Edge Account.
4 Youth eSaver Account converts to the Goal Saver once you turn 18 years old.