Here's what else you get

$0 monthly account fees1
Your money stays yours with no monthly account fees on transaction accounts.
Competitive rates
Great rates on savings and term deposit accounts.
Borrow up to $250,000
Vehicle loans up to $250,000 and business loans up to $50,000.
Fraud protection
We have real-time fraud monitoring and several security features on offer to keep your accounts safe.
Business+ bank accounts

Easy money management

Our Business+ bank accounts help you manage the small business cashflow challenge, with no monthly account fees1 to drain your funds.

  • Convenient access 24/7

    Worldwide access with a Debit Mastercard and instant transfers from your savings account.

  • Open multiple accounts

    No monthly account fees mean you can open an account for every purpose, from your tax to your bigger business plans.

  • Earn money even after hours

    With a healthy interest rate of up to 5.40%, our award-winning Business+ Saver makes you money even when business hours are over.

  • Free invoice generation2

    Create professional invoices and send to your clients in minutes.

Fees display in app

Award-winning

Business+ Saver

  • Earn competitive interest
  • $0 monthly account fees
  • Instant access to your savings
  • Open easily in minutes
Interest rate up to
5.40
%
p.a.
Business+ loans & finance

Finance to help you flourish

If you need some extra money to grow or keep your business running smoothly, there’s a Business+ finance option to suit. Applications take just a few minutes and help is at hand with live chat support from our experienced team.

  • Fixed rate and repayments

    Sleep easy knowing your business loan interest rate and repayments won’t change.

  • Money when you need it most

    Link an overdraft3 to your Business+ Account to make cashflow management a breeze.

  • Fast approvals

    Get your money sooner with fast approvals and digital contracts.

Fees display in app

Business+ Invoices sent in seconds

Invoicing that’s simple to use and packed with clever features.

Create and send invoices in seconds
Secure, 24/7 online payment processing
Automated payment reminders to your customers
Track outstanding payments

How to get started

1. Check to see if you’re eligible

Before you start, check your eligibility.

2. Create your business profile

Enter your business details online or in the Business+ app.

3. Start banking in five minutes

Open a Business+ Account and Business+ Saver in minutes.

Business owners want their own home too

REFINANCE
Mortgage need enhancing?
Get clever refinancing.
Smart ways to pay off your home loan sooner.
SAVE TO OWN
Saving for your first home?
Realise your dream of home ownership with these smart steps.
Man riding a unicorn image
FAQs

Frequently asked questions

Great Southern Bank is the trading name of Credit Union Australia Limited. You may have previously known us as CUA.

For over 75 years we’ve helped our customers manage their money. We do this by providing clever products and smart tools that help you reach your financial goals sooner. Plus, being customer-owned means that our profits go back into our products and services, not shareholders.

We love helping people reach their financial goals and we can’t wait to help you reach yours, whatever they may be. Jump on Business+ online or download our Business+ app to get started.

You must provide at least one of the following types of identification to open a Business+ Account or Business+ Saver:

  • Australian Driver’s Licence
  • Australian Passport
  • Medicare Card

ID tip

If you submitted any one of these identifications and weren’t successful, try another type. Submitting more than one form of ID helps us confirm your identity and increases the chances of a successful verification.

If you’ve successfully completed the identity verification process, it should only take a few minutes to open a Business+ Account or Business+ Saver with Business+ online or the Business+ app.

Although it isn’t mandatory to open a small business savings account, having one will complement your Business+ Account and brings with it some benefits:

  • Having a savings record helps you get business loan, overdraft, or credit card
  • Gives you access to money when you need it most
  • Offers a higher interest rate than a transaction account

No. Think of it like our beloved Carlton Football Club men’s and women’s teams. While they’re all part of the same club, they play separately.

It’s the same with your Great Southern Bank products and your Business+ products. They’re all offered by us, but they don’t play together.

If you have banking that isn’t part of the Business+ suite of products, you’ll need to use the Great Southern Bank app or Online Banking.

Our Business+ products are designed to be 100% digital. This means live chat is available for support after signing up or logging in to Business+. You’ll be helped by one of our team (yep, a real person).

Important Information

Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL 238317. Conditions, fees and charges apply. Information on Business+ accounts is general information and does not consider your objectives, financial situation or needs. Consider the appropriateness of the information, including the Business Banking Terms & Conditions (T&Cs) booklet, before acting on it.

This product is only available for business purposes. Terms, conditions, fees and charges may be applicable

>> Rates current as at 4 November 2026 and are subject to change.

1 For a full list of fees, please refer to the Schedule of Fees.

2 Business+ Invoices utilises global payments provider Stripe to facilitate online payments. Therefore, your business will need to be onboarded to Stripe in order to use the Business+ Invoices feature. Transaction fees will be charged by Stripe for any card payments made by your customer. To check Stripe’s fees visit your Business+ online profile.

3 The product is only available to approved applicants for business purposes. Lending criteria, limits, conditions, and fees apply. Applications are subject to credit approval.

Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.