For too long, smaller small business owners have had their unique business banking needs overlooked.
Business+ is built for you.
Whether you’re striving for global domination, or you’re blissfully content as a sole trader, Business+ makes small business banking easy. Available online or in-app so you can bank from anywhere.
Our Business+ Vehicle Loan has personalised fixed rates based on your business’s circumstances and structure of your loan. See all our business loan rates.
| Fixed interest rate range | 6.79% p.a. to 17.49% p.a. |
| Green discount | Up to 0.50% p.a. discount on your interest rate when you apply for an eligible electric vehicle1 |
| Establishment fee | $595 |
| Securities administration fee | $100 |
| Service fee | $8 per month |
There’s no need to commit all your savings to a new vehicle. A Business+ Vehicle Loan lets you own the vehicle you need while keeping your capital available for your other business plans.
You’ll need to meet our eligibility criteria for a Business+ Vehicle Loan. You can find these here.
When you apply for business finance, you (and any directors, partners or guarantors) may need to provide:
These documents help us understand your business’s financial position.
You can buy a car, ute, van, truck, trailer or bus from a dealership with a Business+ Vehicle Loan. Your new vehicle is used as security against the loan.
A balloon payment is a final lump-sum that’s paid at the end of your loan. It’s a percentage of the vehicle’s purchase price and is paid in addition to your regular repayments and fees.
A balloon payment may lower your monthly repayment amount, but it’s important to note that balloon payments accumulate interest. You’ll also have to set some money aside to make the balloon payment. Don’t forget to calculate the full cost to avoid paying more in the long term.
A business vehicle loan is used to buy a vehicle for business purposes. It can have some tax benefits for the business, so consult your accountant to find out which ones apply to you. Unlike a personal car loan, a business vehicle loan can offer a 'balloon payment'. A balloon payment is a lump sum you choose to pay at the end of your loan term so you can reduce your repayment amount while you're paying back the loan.
Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL 238317. Conditions, fees and charges apply. Information on Business+ accounts is general information and does not consider your objectives, financial situation or needs. Consider the appropriateness of the information, including the Small Business Banking Terms & Conditions (T&Cs) booklet and the Business Finance Terms and Conditions, before acting on it.
Rates current as at 15 May 2026 and are subject to change.
Loan term range from 12 months to 84 months for Business+ Vehicle Loan.
Business+ Vehicle Loan rates range from 6.79% p.a. to 17.49% p.a.
1 Green Discount
Offer available to approve applicant when you finance a Green Motor Vehicle. A Green Motor Vehicle includes Battery Electric Vehicle (BEV) and Hydrogen Fuel Cell vehicles. It excludes Plug in Hybrid Electric Vehicle (PHEV) or Standard Hybrid vehicles.
Your personalised interest rate is determined with reference to our range of available rates, the loan amount and term, any deposit and your credit history.
Eligibility
* The rate you are offered is calculated based on your personal circumstances and credit history. A few different factors are considered, including:
Your personalised rate won’t be confirmed until you receive an offer from us (if approved) and is subject change before your loan settles.
To be eligible, here’s what you need to tick off:
Can’t remember your business structure, Use the ABN Lookup to find out.
You won’t be able to apply if your business is: