Swift Codes

If you are sending or receiving money from overseas you may be asked for a SWIFT code.

If you are receiving money from overseas you can use the Inward Telegraphic Transfer service and complete the "receive money from overseas" online form which will give you all of the necessary instructions for the sender.  As these are normally transacted as “domestic deposits”, you do not have to provide a SWIFT code.

If you are sending money overseas, you can use the Outward Telegraphic Transfer service and you will need to obtain either the IBAN or the SWIFT code of the recipient's bank.  You can do this by asking the business or person you'd like to pay for their IBAN/SWIFT – these are codes used by banks around the world to transfer money (similar to Australia's "BSB" code).

An IBAN is needed for all transfers to European countries, and a number of other countries.  Elsewhere in the world (including the USA, Canada and New Zealand), you will need to provide the SWIFT code.

List of Countries where the use of IBAN is mandatory:

Andorra, Latvia, Austria, Lebanon, Bahrain, Liechtenstein Belgium, Lithuania, Bulgaria, Luxembourg, Croatia, Macedonia, Cyprus, Malta, Czech Republic, Moldova Denmark, Monaco Estonia, Montenegro, Faeroe Islands, Netherlands, Finland, Norway France, Pakistan Georgia, Palestinian Territory, Germany, Poland Gibraltar, Portugal, Great Britain, Qatar, Greece, Romania, Greenland, San Marino, Guernsey, Saudi Arabia, Hungary, Slovakia, Iceland, Slovenia, Ireland, Spain, Isle of Man, Sweden, Italy, Switzerland, Jersey, Tunisia Jordan, Turkey, United Arab Emirates.

List of Countries where the use of IBAN is recommended:

Albania, Azerbaijan, Bosnia-Herzegovina, Brazil, Costa Rica, Dominican Republic, Guatemala, Israel, Kazakhstan, Kuwait, Mauritania, Mauritius, Serbia, Virgin Islands.

For more information, please visit our International Services.