* Terms, conditions, limits and exclusions apply. Sub-limits and excesses apply to particular kinds of losses or claims. You do not have cover under certain sections while travelling in Australia. Please refer to the Product Disclosure Statement. Travel insurance is arranged by Credit Union Australia Limited ABN 44 087 650 959 AFSL 238317 (CUA). This insurance is issued and managed by Insurance Australia Limited ABN 11 000 016 722 AFSL 227 681 trading as CGU Insurance (CGU Insurance). Neither CUA nor any of its other related companies guarantee the benefits payable under the insurance. Any advice is general advice only and does not take into account your objectives, financial position or needs (your ‘circumstances’). Before making a decision to purchase or continue to hold this cover, please consider whether any advice is appropriate for your circumstances, as well as the relevant Product Disclosure Statement and Financial Services Guide. CGU Insurance do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. Where any advice is provided by CUA or its representatives, it is provided on behalf of CUA and not on behalf of the insurer CGU Insurance. CGU Insurance are not responsible for any such advice. If you purchase a policy, CUA receives a commission which is a percentage of your premium – ask us for more details.