Australia’s largest customer-owned bank
Trusted by Australians for over 75 years
Cards that suit your lifestyle

Features & benefits

$0 account keeping fees
Everyday banking shouldn't cost you money. That’s why we don’t charge you monthly account keeping fees.
Unlimited fee-free transactions
Enjoy fee-free card purchases and cash-out transactions in-store. Plus, free access to thousands of ATMs nationwide.
Refund of international card transaction fees1
Wave goodbye to international card transaction fees1 when shopping online with your Great Southern Bank Visa Debit card. Eligibility criteria applies.
Earn bonus interest on your Home Saver Account2
You could earn 0.95% interest each month.2 When you bundle your Home Saver Account with an Everyday Snap Account.
Eligibility criteria applies.
  • Receive deposits totalling $2,000 or more by electronic transfer into your Everyday Snap Account from a non-GSB account each month and;
  • Make five or more Visa Debit card purchases from your Everyday Snap Account each month.
ABOUT US

Why choose Great Southern Bank?

For one thing, we're customer-owned. That means no shareholders, so all our profits go into creating new and clever ways to help you manage your money.

And although we've been putting ordinary Australians first for more than 75 years, we're only just getting started!

Power-up your savings with The Boost

If you’re looking for a way to save smarter, The Boost is a clever tool to get you saving every time you spend.

It works by simply setting an amount between $0.01 and $5 to transfer from your Everyday Snap Account to your Great Southern Bank savings account every time you use your Great Southern Bank Visa Debit card.

Use the sliding scale below to calculate what one $2 boost can do for your savings.

Boost saving code
Your monthly spend
$960
You can save
$0
per month!
SMART TOOLS
Clever ways to save
The Vault

Avoid the temptation to dip into your savings by hiding your account in The Vault.

The Boost

Save every time you spend with this smart tool.

Notifications

Always know what's happening with your accounts.

Get started today
1. Apply online

Complete our online application and we’ll check your ID instantly. If your ID check can’t be completed online, don’t worry - we’ll help you with next steps.

2. Get your card

Once your account has been opened, your Great Southern Bank Visa Debit card should arrive in the mail within seven days.

3. Switch your regular payments

We can help you to switch your salary and regular payments to your new account.

More reasons to choose us

Additional cardholder
Add up to nine additional card holders at no extra cost.
Fraud protection
24-hour fraud monitoring and extra peace of mind with 3D secure provided by Mastercard® identity check.
24/7 emergency assistance
If your card is lost or stolen, you can call us anytime to block it.
Super fast payments
Get paid or pay urgent bills faster with super-fast payments. Or use PayID instead of having to remember a BSB and account number.

Tap & Pay with your phone

No wallet? No worries. If you have a smart phone, you can use it to tap and pay securely at the checkout.
Google Pay™
Google Pay can be used at any contactless payment terminal for any instore purchases.3
Apple Pay
Anywhere you can tap your card and pay, you can use Apple Pay too.3
Samsung Pay
Make payments in a matter of seconds anywhere you would normally pay with your Great Southern Bank Visa Debit card.3
WHAT OUR CUSTOMERS SAY

Trusted by Australians for over 75 years

We've been helping our customers manage their finances since 1946. These days, more than half a million people trust us with their banking and insurance needs.

But don't just take our word for it. Here's what some of them have got to say.

“Simple process, entirely online, with clear instructions and quick to complete - yah!”
“The process was very easy to do online and I didn't have to go into a branch to have my ID verified. It was the quickest, simplest process I have ever been involved in.”
“Super quick and easy, simple app to use, could be done independently and online in my own time.”
Get started today
Open an account in less than five minutes.
Open now
Important Information

Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL 238317. Conditions, fees and charges apply. This is general information and does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information, including the Terms and Conditions (T&Cs) booklet, before acting on it. The Financial Claims Scheme may apply to this product; refer to the T&Cs for more information.

The Everyday Snap Account does not earn interest.

1 A fee rebate will be applied to your Everyday Snap Account on the first day of the next calendar month for all Great Southern Bank Visa Debit International Transaction Fees and Great Southern Bank Overseas ATM Cash Withdrawal Fees debited during the current calendar month if, prior to the last day of that calendar month: A. You receive deposits totalling $2,000 or more by electronic transfer (excluding telegraphic transfer) from a non-Great Southern Bank account into your Everyday Snap Account; and B. At least 5 Visa Debit card purchases have been processed from your Everyday Snap Account and are not in pending status (excludes ATM withdrawals, EFTPOS cash out, balance enquiries and Bank@Post transactions). International non-Great Southern Bank fees may apply. Excludes rediCard international transaction fees.

2 Rates current as at 13 June 2021. Rates and bonus interest criteria are subject to change. Interest is calculated daily and paid monthly. The base rate of interest is payable on the whole balance held in your Home Saver Account. Bonus interest is applied on top of the base rate on balances up to $100,000 in a calendar month if, prior to the last day of that calendar month:

A. You receive deposits totalling $2,000 or more by electronic transfer (excluding telegraphic transfer) from a non-GSB account into your Everyday Snap Account/s; and

B. At least 5 Visa Debit card purchases have been processed from your Everyday Snap Account/s and are not in pending status (excludes ATM withdrawals, EFTPOS cash out, balance enquiries and Bank@Post transactions).

3 Mobile network provider charges may apply. Access is subject to availability and maintenance, refer to our website for more information.

Google Pay and the Google Logo are trademarks of Google LLC. Payments using Google Pay are available for NFC enabled phones running on Android Lollipop 5.0 or above.

Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/km207105.

Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countrie.

Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd.