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Features & benefits
Low variable rate home loan with an offset of up to $15,000.
No monthly or annual fees
With $0 monthly and $0 annual account fees, you can save thousands over the life of your loan.
Offset up to $15,000
Save on interest with free Multi-Account Offset up to a combined balance of $15,000.7
Unlimited fee free repayments
Own your home sooner with the ability to make unlimited extra repayments without penalty.
Free redraw
Access your additional home loan repayments with free redraw, so you can use it whenever you need some breathing space.8

Rates & Fees

Compare our competitive interest rates.
For further comparison see all our home loan interest rates

Download the Key Facts Sheet for this home loan.

Rates

Loan type
Loan purpose
Loan Amount1
Interest Rate
Comparison Rate*
$500,000 or more and ≤80% LVR*
2.35% p.a.
2.85% p.a.
3.05% p.a.
2.66% p.a.
3.01% p.a.
3.48% p.a.
2.40% p.a.
2.48% p.a.
2.46% p.a.
2.71% p.a.
2.85% p.a.
2.78% p.a.
$250,000 or more
2.55% p.a.
3.05% p.a.
3.05% p.a.
2.86% p.a.
3.21% p.a.
3.48% p.a.
2.60% p.a.
2.69% p.a.
2.64% p.a.
2.91% p.a.
3.05% p.a.
2.97% p.a.
$100,000 to $249,999
2.95% p.a.
3.45% p.a.
3.05% p.a.
3.38% p.a.
3.73% p.a.
3.48% p.a.
3.00% p.a.
3.09% p.a.
3.01% p.a.
3.43% p.a.
3.57% p.a.
3.44% p.a.

Loan type T&Cs apply.4,5,6
*Loan To Value Ratio inclusive of Lenders Mortgage Insurance

Fees

Establishment Fee
$600
Security Administration Fee
$235
Monthly Fee
$0
Annual Fee
$0

Other fees may apply.

Get started today
Our CUA Home Loan Specialists are ready to guide you through the home loan process.
1. Enquire online

Get started by filling out an online enquiry form so we know a bit more about your situation and what you’re looking for.

2. We’ll call you back

A CUA Home Loan Specialist will be in touch shortly to help you on your home buying journey.

Are you eligible?
  • Must be at least 18 years of age
  • Be a permanent resident of Australia
Eligibility for Owner Occupiers
  • Principal & Interest repayment: 90% maximum Loan to Valuation Ratio (LVR) including Lenders Mortgage Insurance (LMI).
  • Construction purpose: 90% maximum Loan to Valuation Ratio (LVR) including Lenders Mortgage Insurance (LMI).
  • Interest Only repayment: 80% maximum Loan to Valuation Ratio (LVR)
Eligibility for Investors
  • 90% maximum Loan to Valuation Ratio (LVR) including Lenders Mortgage Insurance (LMI).

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