Your browser is out of date. From Thu 28 April 2022, the Great Southern Bank website will not support your current browser, and you may have a degraded experience or be unable to connect. Update your browser to secure your online experience.

Search
Close
CALCULATORS

Balance Transfer Calculator

If you owe money on credit cards, our 0% balance transfer offer is a clever way to save on interest. A balance transfer works by transferring your existing credit card balances onto a new Great Southern Bank Credit Card.

Our handy balance transfer calculator can help you calculate your potential savings before you apply for a 0% balance transfer offer. Simply enter in the interest rate and balance of your current credit card to get started.

Calculate your potential savings

How much can I balance transfer?

You can balance transfer up to 80% of your approved credit limit. The minimum balance transfer amount is $250.

Balance transfer offer
Balance transfer offer
0% p.a. balance transfer for 33 months
When you apply for our great Low Rate Credit Card.2

Learn more about credit cards

Balance transfers explained

Learn how a balance transfer works and decide if it's right for you.

Compare our credit cards

Can't decide? Compare credit card rates, fees and perks here.

5 easy ways to smash credit card debt

Aussies have spent up big on their credit cards over the past year. So to help you get back in control, here are five simple tips to reduce credit card debt

Read more

Credit Cards vs Debit Cards

While debit cards give you access to spend your own money, a credit card allows you to borrow money via your line of credit.

Read more

Tips to reduce your credit card debt

Credit Card debt can be crippling, both financially and emotionally. How can you get out of debt? How can you breathe easier with a credit card?

Read more
Ready to apply?
Make your credit work for you and apply online today.
Apply now
Get in touch
We are here to help.
Call 133 282

Mon - Fri: 8:00am - 7:00pm (AEST)
Sat: 8:00am - 4:00pm (AEST)

Find a branch
Speak to one of our friendly staff at a branch near you.
Connect online
Chat to us or browse help topics and FAQs.
Important Information

1 Great Southern Bank, a business name of Credit Union Australia Limited ABN 44 087 650 959 Australian credit licence 238317 is the issuer of the Great Southern Bank Platinum and Low Rate Credit Card. Lending criteria, fees, charges, Credit Card Conditions of Use apply.

2 This offer is available for approved applicants when they apply for a new Credit Card from 25 November 2021. This is a limited time only offer which may be withdrawn or changed at any time without notice. Offer not available to transfers from credit cards that you already have with us. Only one application per account accepted (consolidate up to 3 credit cards per application). The balance transfer application must be applied for within three months of the Disclosure Date in your Offer and Card Contract. Your total balance transfer may not exceed 80% of your credit limit. We may allow this to be exceeded at our discretion. The Promotional Interest Rate Period of 0% p.a. will apply for 33 months from the date the balance transfer application is processed. At the end of the Promotional Interest Rate Period, the Cash Advance rate (currently 21.74%p.a. as at 29 March 2022, subject to change) will apply to any part of the balance transfer which remains unpaid. The 55 days interest free period on purchases will not apply while any balance transfer amount remains outstanding. This means that all purchases will be charged interest at the applicable annual percentage rate.