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Balance Transfer Calculator

If you owe money on credit cards, our 0% balance transfer offer is a clever way to save on interest. A balance transfer works by transferring your existing credit card balances onto a new Great Southern Bank Credit Card.

Our handy balance transfer calculator can help you calculate your potential savings before you apply for a 0% balance transfer offer. Simply enter in the interest rate and balance of your current credit card to get started.

Calculate your potential savings

How much can I balance transfer?

You can balance transfer up to 80% of your approved credit limit. The minimum balance transfer amount is $250.

Balance transfer offer
Balance transfer offer
0% p.a. balance transfer for 33 months
When you apply for our great Low Rate Credit Card.2

Learn more about credit cards

Balance transfers explained

Learn how a balance transfer works and decide if it's right for you.

Compare our credit cards

Can't decide? Compare credit card rates, fees and perks here.

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Important Information

1 Great Southern Bank, a business name of Credit Union Australia Limited ABN 44 087 650 959 Australian credit licence 238317 is the issuer of the Great Southern Bank Platinum and Low Rate Credit Card. Lending criteria, fees, charges, Credit Card Conditions of Use apply.

2 This offer is available for approved applicants when they apply for a new Credit Card from 25 November 2021. This is a limited time only offer which may be withdrawn or changed at any time without notice. Offer not available to transfers from credit cards that you already have with us. Only one application per account accepted (consolidate up to 3 credit cards per application). The balance transfer application must be applied for within three months of the Disclosure Date in your Offer and Card Contract. Your total balance transfer may not exceed 80% of your credit limit. We may allow this to be exceeded at our discretion. The Promotional Interest Rate Period of 0% p.a. will apply for 33 months from the date the balance transfer application is processed. At the end of the Promotional Interest Rate Period, the Cash Advance rate (currently 21.74%p.a. as at 29 March 2022, subject to change) will apply to any part of the balance transfer which remains unpaid. The 55 days interest free period on purchases will not apply while any balance transfer amount remains outstanding. This means that all purchases will be charged interest at the applicable annual percentage rate.