$ millions | |
---|---|
Tier 1 Capital | |
Retained Earnings including current year earnings | $ 599.93 |
Deductions from Tier 1 Capital | ($ 29.00) |
Total Tier 1 Capital | $ 530.93 |
Tier 2 Capital net of deductions | $ 2.74 |
Total Capital Base | $ 533.66 |
Capital Adequacy
$ millions | |
---|---|
Risk weighted asset value for : Credit Risk | |
Claims against residential mortgages | $ 1,844.12 |
Claims against ADI’s | $ 241.12 |
Securistisation | $ 273.12 |
All other claims | $ 1,072.43 |
Market Risk | Nil |
Operational Risk | $ 414.81 |
Capital Ratios | |
Tier 1 Capital Ratio for the group | 14.08 % |
Total Capital Ratio for the group | 14.20 % |
Credit Risk Exposure
Gross Credit Risk Exposure | Average Gross Exposure for the quarter | Loans impaired | Loans past due 90 days | Specific Provisions | Bad Debts Expense for the quarter | |
---|---|---|---|---|---|---|
Loans and Advances | ||||||
Secured | $ 4,908.33 | $ 4,713.82 | $ 5.25 | $ 5.25 | - | - |
Unsecured | $ 582.15 | $ 574.22 | $ 7.18 | $ 6.39 | $ 4.49 | $ 0.67 |
Total Loans and Advances | $ 5,490.48 | $ 5,288.04 | $12.43 | $11.64 | $ 4.49 | $ 0.67 |
Liquidity Investments | $1,073.23 | $ 1,058.21 | ||||
General Reserve for Credit Losses | $ 7.99 | $ 7.83 |